Federal credit union · Norfolk, Virginia · NCUA charter #20004
Ibew Local Union 80
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.8M
- Total assets
- 775
- Members
- 13.5%
- Net-worth ratio
Ibew Local Union 80 scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.8M; members 775; net-worth ratio 13.46%; health rank #616 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#616 of 4,374 health · 2025Q4Ibew Local Union 80 · health 93/100 · $1.8M · 2025Q4
- DELQ 93/100
- ROA 13.5%
- ASSETS 0.00%
- MEM 3.65%
- RANK $1.8M
- PHOTO 775
- BOOK #616/4,374
- CHARTER n/a
- NCUSIF 20004
Call Report peers
Ibew Local Union 80 carries $1.8M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ibew Local Union 80 vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Ibew Local Union 80 - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #20004 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Ibew Local Union 80: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Loan-to-Share Ratio trails the peer set - 26.23% here, 52.70% peer average (-26.47 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Ibew Local Union 80 sits in Virginia
- Health composite ranks #8 of 95 among scored Virginia credit unions.
- By total assets, Ibew Local Union 80 is #90 of 95 in Virginia.
- Member book place in Virginia: #82 of 95.
In-state ordinals use the live credit_unions table for VA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Ibew Local Union 80
Ibew Local Union 80: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.3% from $1.8M (2025Q4) to $1.8M (2026Q1).
- Net-worth ratio shifted +0.53 pp (12.93% → 13.46%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.46% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 8.0 pts
Ibew Local Union 80 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.46% | -9.47 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 3.65% | +3.43 pp |
| Member Growth | 9.46% | - |
| Loan-to-Share Ratio | 26.23% | -26.47 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Ibew Local Union 80 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.8M | - |
| 2025Q4 | $1.8M | 775 |
| 2024Q4 | $1.6M | 708 |
| 2023Q4 | $1.5M | 683 |
Credit Union Details
- Charter Number
- 20004
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Under $2M
- State
- Virginia
- City
- Norfolk
- Data Quarter
- 2025Q4
Branch Location
Ibew Local Union 80 operates a single office in Norfolk, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate (Main Office) | Norfolk, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
- GLAMORGAN EMPLOYEESLynchburg, VA · Under $2M55Health
- INLAND MOTOR EMPLOYEESRadford, VA · Under $2M71Health
- FIRST BAPTIST CHURCH OF VIENNA (VA)VIENNA, VA · Under $2M67Health
- BRUNSWICK COUNTY TEACHERSLawrenceville, VA · Under $2M76Health
- MOUNT PLEASANT BAPTIST CHURCHALEXANDRIA, VA · Under $2M81Health
Ibew Local Union 80 nationwide neighbourhoods
Ibew Local Union 80's nationwide photo peers by assets and by health score, excluding Virginia charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- Ibew Local Union 80 ranks #616 of 4,374 nationally on financial health and #8 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Glamorgan Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Glamorgan Employees
- Rates and health both vary by institution, not just by state -- see how Virginia credit unions compare overall before assuming this one is typical. Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Ibew Local Union 80 financially healthy?
Yes/no aside, the number is 93/100 (Excellent) - Ibew Local Union 80's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #616 of 4,374; by total assets it ranks #4,153 of 4,374 nationally (same basis as /rankings/largest); and #90 of 95 within Virginia. Above 80 reads excellent, below 50 warrants closer monitoring; a 13.46% net worth ratio and 0.00% delinquency rate are the key drivers.
How does Ibew Local Union 80 compare to other credit unions?
93/100 is Ibew Local Union 80's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Ibew Local Union 80?
Ibew Local Union 80 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Ibew Local Union 80 directly for the current list of qualifying groups.
Is my money safe at Ibew Local Union 80?
Federal credit unions like Ibew Local Union 80 are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ibew Local Union 80's net worth ratio of 13.46% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Ibew Local Union 80 offer compared to banks?
Credit unions like Ibew Local Union 80 are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Ibew Local Union 80 directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.