Federal credit union · Lawrenceville, Virginia · NCUA charter #10636
Brunswick County Teachers
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $480K
- Total assets
- 283
- Members
- 40.8%
- Net-worth ratio
Brunswick County Teachers scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $480K; members 283; net-worth ratio 40.82%; health rank #3,137 of 4,374; healthier than 26th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,137 of 4,374 health · 2025Q4Brunswick County Teachers · health 76/100 · $480K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Brunswick County Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Brunswick County Teachers sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Brunswick County Teachers: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 123.54% vs peer 52.70% (+70.84 pp).
Virginia standing for Brunswick County Teachers
- Health composite ranks #61 of 95 among scored Virginia credit unions.
- By total assets, Brunswick County Teachers is #93 of 95 in Virginia.
- Virginia membership ordinal: #91 of 95.
- One place up in Virginia, Virginia Educators Credit Union (#60) scores 77/100, 1 point higher; one place down, PAHO/WHO (#62) ties at 76/100.
Brunswick County Teachers Call Report trajectory
Brunswick County Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.4% from $480K (2025Q4) to $469K (2026Q1).
- Net-worth ratio shifted +0.69 pp (40.13% → 40.82%).
40.82% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
Brunswick County Teachers gives up 24 points in total. Loan-to-Share Ratio costs the most, 13.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.9 pts
- Return on Assets 15.0 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 1.7 pts
Brunswick County Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 40.82% | +17.89 pp |
| Delinquency Rate | 1.01% | -3.46 pp |
| Return on Assets | 1.78% | +1.56 pp |
| Member Growth | 0.35% | - |
| Loan-to-Share Ratio | 123.54% | +70.84 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Brunswick County Teachers quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $469K | - |
| 2025Q4 | $480K | 283 |
| 2024Q4 | $486K | 282 |
| 2023Q4 | $503K | 292 |
Credit Union Details
- Charter Number
- 10636
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Virginia
- City
- Lawrenceville
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Brunswick County Teachers runs 2 offices.
| Office | City |
|---|---|
| Headquarters (Main Office) | Lawrenceville, VA |
| First Citizens Bank | Lawrenceville, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
- MOUNT PLEASANT BAPTIST CHURCHALEXANDRIA, VA · Under $2M81Health
- BRISTOL VA SCHOOL SYSTEMBristol, VA · Under $2M52Health
- FIRST BAPTIST CHURCH OF VIENNA (VA)VIENNA, VA · Under $2M67Health
- INLAND MOTOR EMPLOYEESRadford, VA · Under $2M71Health
- IBEW LOCAL UNION 80Norfolk, VA · Under $2M93Health
Compare Brunswick County Teachers vs MOUNT PLEASANT BAPTIST CHURCH
Brunswick County Teachers nationwide neighbourhoods
Using this data
- Brunswick County Teachers ranks #3,137 of 4,374 nationally on financial health and #61 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mount Pleasant Baptist Church is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mount Pleasant Baptist Church
Frequently Asked Questions
Is Brunswick County Teachers financially healthy?
Brunswick County Teachers has a financial health score of 76/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,137 of 4,374 nationally on health and #61 of 95 in Virginia. Its net worth ratio is 40.82% and its delinquency rate 1.01%.
How does Brunswick County Teachers compare to other credit unions?
Brunswick County Teachers scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (123.54% vs 52.70%).
How can I join Brunswick County Teachers?
Brunswick County Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Brunswick County Teachers directly for the exact boundaries and application steps.
Is my money safe at Brunswick County Teachers?
Brunswick County Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Brunswick County Teachers's net worth ratio of 40.82% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.