Federal credit union · ALEXANDRIA, Virginia · NCUA charter #24640
Mount Pleasant Baptist Church
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $342K
- Total assets
- 117
- Members
- 17.3%
- Net-worth ratio
Mount Pleasant Baptist Church scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $342K; members 117; net-worth ratio 17.29%; health rank #2,541 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,541 of 4,374 health · 2025Q4Mount Pleasant Baptist Chur… · health 81/100 · $342K · 2025Q4
- RANK 81/100
- PHOTO 17.3%
- BOOK 0.00%
- CHARTER 3.58%
- NCUSIF $342K
- CAMELS 117
- HEALTH #2,541/4,374
- NW n/a
- DELQ 24640
Call Report peers
Mount Pleasant Baptist Church carries $342K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mount Pleasant Baptist Church vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mount Pleasant Baptist Church - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #24640 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Mount Pleasant Baptist Church
- Delinquency Rate leads the peer set - 0.00% here, 4.48% peer average (-4.48 pp).
- Largest lag: Loan-to-Share Ratio at 7.84% vs peer 52.70% (-44.86 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Mount Pleasant Baptist Church in Virginia
- Health composite ranks #47 of 95 among scored Virginia credit unions.
- Virginia assets place: #94 of 95.
- Membership ranks #95 of 95 among Virginia CUs with a reported count (117 members).
In-state ordinals use the live credit_unions table for VA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Mount Pleasant Baptist Church's 5300 filing moved
Mount Pleasant Baptist Church: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.6% from $342K (2025Q4) to $361K (2026Q1).
- Net-worth ratio shifted +0.07 pp (17.22% → 17.29%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 17.29%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.5 pts
- Loan-to-Share Ratio 6.5 pts
Mount Pleasant Baptist Chur… health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.29% | -5.64 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 3.58% | +3.36 pp |
| Member Growth | -2.50% | - |
| Loan-to-Share Ratio | 7.84% | -44.86 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - Mount Pleasant Baptist Church
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $361K | - |
| 2025Q4 | $342K | 117 |
| 2024Q4 | $318K | 120 |
| 2023Q4 | $290K | 121 |
Credit Union Details
- Charter Number
- 24640
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Virginia
- City
- ALEXANDRIA
- Data Quarter
- 2025Q4
Branch Location
Mount Pleasant Baptist Church operates a single office in Alexandria, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Mt Pleasant Baptist Church (Main Office) | Alexandria, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
- BRISTOL VA SCHOOL SYSTEMBristol, VA · Under $2M52Health
- BRUNSWICK COUNTY TEACHERSLawrenceville, VA · Under $2M76Health
- FIRST BAPTIST CHURCH OF VIENNA (VA)VIENNA, VA · Under $2M67Health
- INLAND MOTOR EMPLOYEESRadford, VA · Under $2M71Health
- IBEW LOCAL UNION 80Norfolk, VA · Under $2M93Health
Compare Mount Pleasant Baptist Church vs BRISTOL VA SCHOOL SYSTEM
Mount Pleasant Baptist Church nationwide neighbourhoods
Cross-state asset and health neighbours for Mount Pleasant Baptist Church - kept outside Virginia; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Mount Pleasant Baptist Church ranks #2,541 of 4,374 nationally on financial health and #47 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bristol Va School System is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bristol Va School System
- Rates and health both vary by institution, not just by state -- see how Virginia credit unions compare overall before assuming this one is typical. Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Mount Pleasant Baptist Church financially healthy?
Mount Pleasant Baptist Church scores 81/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,541 of 4,374; by total assets it ranks #4,328 of 4,374 nationally (same basis as /rankings/largest); and #94 of 95 within Virginia. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 17.29% net worth ratio and a 0.00% delinquency rate.
How does Mount Pleasant Baptist Church compare to other credit unions?
Mount Pleasant Baptist Church scores 81/100 on PlainCU's health composite, compared to a peer group average for Under $2M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Mount Pleasant Baptist Church?
Mount Pleasant Baptist Church operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Mount Pleasant Baptist Church directly for the exact boundaries and application steps.
Is my money safe at Mount Pleasant Baptist Church?
Federal credit unions like Mount Pleasant Baptist Church are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mount Pleasant Baptist Church's net worth ratio of 17.29% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Mount Pleasant Baptist Church offer compared to banks?
Credit unions like Mount Pleasant Baptist Church are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mount Pleasant Baptist Church directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.