Federal credit union · CINCINNATI, Ohio · NCUA charter #96821
Heekin Can Empl
Health score 45/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 45
- Health / 100
- $286K
- Total assets
- 56
- Members
- 75.6%
- Net-worth ratio
Heekin Can Empl scores 45/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $286K; members 56; net-worth ratio 75.62%; health rank #4,310 of 4,374; healthier than 1st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,310 of 4,374 health · 2025Q4Heekin Can Empl · health 45/100 · $286K · 2025Q4
Call Report peers
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Heekin Can Empl vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Heekin Can Empl sits in 45-49 with 39 others.
45 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Heekin Can Empl diverges from peer averages
- Net Worth Ratio leads the peer set - 75.62% here, 22.93% peer average (+52.69 pp).
- Delinquency Rate trails the peer set - 14.45% here, 4.48% peer average (+9.97 pp).
Ohio standing for Heekin Can Empl
- In Ohio, health place is #191 of 196 on the same NCUA-ratio sort used nationally.
- Ohio assets place: #195 of 196.
- Member book place in Ohio: #196 of 196.
- One place up in Ohio, Shaker Heights (#190) scores 47/100, 2 points higher; one place down, Nueva Esperanza Community (#192) ties at 45/100.
How Heekin Can Empl's 5300 filing moved
Heekin Can Empl: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.0% from $286K (2025Q4) to $286K (2026Q1).
- Net-worth ratio shifted -2.08 pp (77.70% → 75.62%).
75.62% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 45/100 score is built
Heekin Can Empl gives up 55 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Heekin Can Empl health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 75.62% | +52.69 pp |
| Delinquency Rate | 14.45% | +9.97 pp |
| Return on Assets | -4.95% | -5.17 pp |
| Member Growth | -32.53% | - |
| Loan-to-Share Ratio | 85.99% | +33.29 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Heekin Can Empl filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $286K | - |
| 2025Q4 | $286K | 56 |
| 2024Q4 | $317K | 83 |
| 2023Q4 | $420K | 110 |
Credit Union Details
- Charter Number
- 96821
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Ohio
- City
- CINCINNATI
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Heekin Can Empl.
| Office | City |
|---|---|
| MAIN (Main Office) | CINCINNATI, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Other-state peers near Heekin Can Empl
Similar health score
Using this data
- Heekin Can Empl ranks #4,310 of 4,374 nationally on financial health and #191 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cleveland Church of Christ is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cleveland Church of Christ
Frequently Asked Questions
Is Heekin Can Empl financially healthy?
On its 2025Q4 NCUA 5300 filing, Heekin Can Empl scores 45/100 (Below Average), with a 75.62% net worth ratio and 14.45% of loans delinquent. It ranks #4,310 of 4,374 nationally on health and #191 of 196 in Ohio.
How does Heekin Can Empl compare to other credit unions?
Heekin Can Empl scores 45/100, higher than 1% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (75.62% vs 22.93%). Its widest shortfall is delinquency rate (14.45% vs 4.48%).
How can I join Heekin Can Empl?
Membership eligibility for Heekin Can Empl depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Heekin Can Empl directly for current membership requirements and application steps.
Is my money safe at Heekin Can Empl?
Heekin Can Empl is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Heekin Can Empl's net worth ratio of 75.62% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.