Federal credit union · CLEVELAND, Ohio · NCUA charter #22151
Cleveland Church of Christ
Health score 60/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 60
- Health / 100
- $362K
- Total assets
- 363
- Members
- 12.3%
- Net-worth ratio
Cleveland Church of Christ scores 60/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $362K; members 363; net-worth ratio 12.26%; health rank #4,060 of 4,374; healthier than 7th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,060 of 4,374 health · 2025Q4Cleveland Church of Christ · health 60/100 · $362K · 2025Q4
Call Report peers
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Cleveland Church of Christ vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Cleveland Church of Christ sits in 60-64 with 179 others.
60 7th percentile higher than 7% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Cleveland Church of Christ vs Under $2M peers
- Strongest edge vs 243 Under $2M peers is Delinquency Rate: -3.10 pp (1.38% vs 4.48%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -34.48 pp (18.22% vs 52.70%).
Where Cleveland Church of Christ sits in Ohio
- Health composite ranks #177 of 196 among scored Ohio credit unions.
- Ohio assets place: #194 of 196.
- Membership ranks #188 of 196 among Ohio CUs with a reported count (363 members).
- One place up in Ohio, Tappan Community Credit Union, Inc. (#176) scores 61/100, 1 point higher; one place down, Emerald Credit Union, Inc. (#178) ties at 60/100.
Quarter path for Cleveland Church of Christ
Cleveland Church of Christ: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.0% from $362K (2025Q4) to $362K (2026Q1).
- Net-worth ratio shifted -0.06 pp (12.32% → 12.26%).
This credit union's 12.26% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 60/100 score is built
Cleveland Church of Christ gives up 40 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.2 pts
- Return on Assets 5.2 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.6 pts
Call Report ratios for Cleveland Church of Christ
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.26% | -10.67 pp |
| Delinquency Rate | 1.38% | -3.10 pp |
| Return on Assets | 0.02% | -0.21 pp |
| Member Growth | -8.79% | - |
| Loan-to-Share Ratio | 18.22% | -34.48 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Cleveland Church of Christ quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $362K | - |
| 2025Q4 | $362K | 363 |
| 2024Q4 | $419K | 398 |
| 2023Q4 | $370K | 386 |
Credit Union Details
- Charter Number
- 22151
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Ohio
- City
- CLEVELAND
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Cleveland Church of Christ.
| Office | City |
|---|---|
| Cleveland Church of Christ (Main Office) | Cleveland, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Cleveland Church of Christ ranks #4,060 of 4,374 nationally on financial health and #177 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Wright-Dunbar Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Wright-Dunbar Area
Frequently Asked Questions
Is Cleveland Church of Christ financially healthy?
On its 2025Q4 NCUA 5300 filing, Cleveland Church of Christ scores 60/100 (Good), with a 12.26% net worth ratio and 1.38% of loans delinquent. It ranks #4,060 of 4,374 nationally on health and #177 of 196 in Ohio.
How does Cleveland Church of Christ compare to other credit unions?
Cleveland Church of Christ scores 60/100, higher than 7% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (1.38% vs 4.48%). Its widest shortfall is loan-to-share ratio (18.22% vs 52.70%).
How can I join Cleveland Church of Christ?
Cleveland Church of Christ operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Cleveland Church of Christ directly for the exact boundaries and application steps.
Is my money safe at Cleveland Church of Christ?
Cleveland Church of Christ is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cleveland Church of Christ's net worth ratio of 12.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.