Federal credit union · Great Neck, New York · NCUA charter #5163
Great Neck School Employees
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $3.0M
- Total assets
- 344
- Members
- 23.8%
- Net-worth ratio
Great Neck School Employees scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.0M; members 344; net-worth ratio 23.82%; health rank #3,314 of 4,374; healthier than 23rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,314 of 4,374 health · 2025Q4Great Neck School Employees · health 74/100 · $3.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Great Neck School Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Great Neck School Employees sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Great Neck School Employees vs $2M–$10M peers
- Loan-to-Share Ratio leads the peer set - 85.05% here, 63.60% peer average (+21.45 pp).
- Widest shortfall vs peers is Return on Assets: -10.76 pp (-10.30% vs 0.45%).
Great Neck School Employees in New York
- Health composite ranks #188 of 272 among scored New York credit unions.
- By total assets, Great Neck School Employees is #237 of 272 in New York.
- New York membership ordinal: #247 of 272.
- One place up in New York, New Covenant Dominion (#187) ties at 74/100; one place down, BEREA (#189) ties at 74/100.
Quarter path for Great Neck School Employees
Great Neck School Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $3.0M (2025Q4) to $3.0M (2026Q1).
- Net-worth ratio shifted -0.52 pp (24.34% → 23.82%).
23.82% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 74/100 score is built
Great Neck School Employees gives up 26 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 14.6 pts
Call Report ratios for Great Neck School Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.82% | +4.76 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | -10.30% | -10.76 pp |
| Member Growth | -2.55% | - |
| Loan-to-Share Ratio | 85.05% | +21.45 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.0M | - |
| 2025Q4 | $3.0M | 344 |
| 2024Q4 | $3.0M | 353 |
| 2023Q4 | $3.2M | 365 |
Credit Union Details
- Charter Number
- 5163
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- New York
- City
- Great Neck
- Data Quarter
- 2025Q4
Branch Locations (2)
Great Neck School Employees operates 2 offices in Great Neck, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Security Building (Main Office) | Great Neck, NY |
| Phipps Building | Great Neck, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Great Neck School Employees ranks #3,314 of 4,374 nationally on financial health and #188 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Long Beach Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Long Beach Teachers
Frequently Asked Questions
Is Great Neck School Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Great Neck School Employees scores 74/100 (Very Good), with a 23.82% net worth ratio and 0.00% of loans delinquent. It ranks #3,314 of 4,374 nationally on health and #188 of 272 in New York.
How does Great Neck School Employees compare to other credit unions?
Great Neck School Employees scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (85.05% vs 63.60%). Its widest shortfall is return on assets (-10.30% vs 0.45%).
How can I join Great Neck School Employees?
Great Neck School Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Great Neck School Employees directly to confirm eligibility.
Is my money safe at Great Neck School Employees?
Great Neck School Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Great Neck School Employees's net worth ratio of 23.82% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.