Federal credit union · HOLMDEL, New Jersey · NCUA charter #15370
Saker Shop Rite
Health score 60/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 60
- Health / 100
- $7.2M
- Total assets
- 1,427
- Members
- 25.3%
- Net-worth ratio
Saker Shop Rite scores 60/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.2M; members 1,427; net-worth ratio 25.25%; health rank #4,045 of 4,374; healthier than 7th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,045 of 4,374 health · 2025Q4Saker Shop Rite · health 60/100 · $7.2M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Saker Shop Rite vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Saker Shop Rite sits in 60-64 with 179 others.
60 7th percentile higher than 7% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Saker Shop Rite
- Net Worth Ratio leads the peer set - 25.25% here, 19.06% peer average (+6.19 pp).
- Loan-to-Share Ratio trails the peer set - 16.57% here, 63.60% peer average (-47.03 pp).
Where Saker Shop Rite sits in New Jersey
- New Jersey health ordinal: #111 of 127.
- New Jersey assets place: #94 of 127.
- Membership ranks #72 of 127 among New Jersey CUs with a reported count (1,427 members).
- One place up in New Jersey, Lakehurst Naval (#110) scores 61/100, 1 point higher; one place down, Gaf Linden Employees (#112) ties at 60/100.
Saker Shop Rite: 2025Q4 → 2026Q1
Saker Shop Rite: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $7.2M (2025Q4) to $7.5M (2026Q1).
- Net-worth ratio shifted -0.93 pp (26.18% → 25.25%).
This credit union's 25.25% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 60/100 score is built
Saker Shop Rite gives up 40 points in total. Delinquency Rate costs the most, 21.5 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 3.5 pts
- Return on Assets 15.0 pts
- Member Growth 4.0 pts
- Loan-to-Share Ratio 7.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.25% | +6.19 pp |
| Delinquency Rate | 3.44% | +1.63 pp |
| Return on Assets | 0.58% | +0.13 pp |
| Member Growth | -2.79% | - |
| Loan-to-Share Ratio | 16.57% | -47.03 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Saker Shop Rite
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.5M | - |
| 2025Q4 | $7.2M | 1,427 |
| 2024Q4 | $7.9M | 1,468 |
| 2023Q4 | $8.3M | 1,538 |
Credit Union Details
- Charter Number
- 15370
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- HOLMDEL
- Data Quarter
- 2025Q4
Branch Location
Saker Shop Rite operates a single office in NEPTUNE, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main office (Main Office) | NEPTUNE, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
Saker Shop Rite nationwide neighbourhoods
Similar health score
Using this data
- Saker Shop Rite ranks #4,045 of 4,374 nationally on financial health and #111 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fort Dix is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fort Dix
Frequently Asked Questions
Is Saker Shop Rite financially healthy?
On its 2025Q4 NCUA 5300 filing, Saker Shop Rite scores 60/100 (Good), with a 25.25% net worth ratio and 3.44% of loans delinquent. It ranks #4,045 of 4,374 nationally on health and #111 of 127 in New Jersey.
How does Saker Shop Rite compare to other credit unions?
Saker Shop Rite scores 60/100, higher than 7% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (25.25% vs 19.06%). Its widest shortfall is loan-to-share ratio (16.57% vs 63.60%).
How can I join Saker Shop Rite?
Saker Shop Rite operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Saker Shop Rite directly for the exact boundaries and application steps.
Is my money safe at Saker Shop Rite?
Saker Shop Rite is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Saker Shop Rite's net worth ratio of 25.25% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.