Federal credit union · Littlefield, Texas · NCUA charter #12289
Littlefield School Employees
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $994K
- Total assets
- 217
- Members
- 18.9%
- Net-worth ratio
Littlefield School Employees scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $994K; members 217; net-worth ratio 18.95%; health rank #3,635 of 4,374; healthier than 16th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,635 of 4,374 health · 2025Q4Littlefield School Employees · health 69/100 · $994K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Littlefield School Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Littlefield School Employees sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Littlefield School Employees
- Delinquency Rate leads the peer set - 2.50% here, 4.48% peer average (-1.98 pp).
- Loan-to-Share Ratio trails the peer set - 37.66% here, 52.70% peer average (-15.04 pp).
Where Littlefield School Employees sits in Texas
- Health composite ranks #319 of 386 among scored Texas credit unions.
- Assets rank #379 of 386 inside Texas ($994K reported).
- Member book place in Texas: #380 of 386.
- One place up in Texas, Union Pacific Employees (#318) ties at 69/100; one place down, LCRA (#320) ties at 69/100.
Littlefield School Employees: 2025Q4 → 2026Q1
Littlefield School Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $994K (2025Q4) to $1.0M (2026Q1).
- Net-worth ratio shifted -0.70 pp (19.65% → 18.95%).
18.95% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 69/100 score is built
Littlefield School Employees gives up 31 points in total. Delinquency Rate costs the most, 15.6 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.4 pts
- Return on Assets 15.0 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 9.7 pts
Call Report ratios for Littlefield School Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.95% | -3.98 pp |
| Delinquency Rate | 2.50% | -1.98 pp |
| Return on Assets | 0.71% | +0.49 pp |
| Member Growth | -2.25% | - |
| Loan-to-Share Ratio | 37.66% | -15.04 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Littlefield School Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.0M | - |
| 2025Q4 | $994K | 217 |
| 2024Q4 | $1.0M | 222 |
| 2023Q4 | $1.3M | 221 |
Credit Union Details
- Charter Number
- 12289
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- Under $2M
- State
- Texas
- City
- Littlefield
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Littlefield School Employees runs one office.
| Office | City |
|---|---|
| Littlefield School Employees Federal Credit Union (Main Office) | Littlefield, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Cross-state Call Report peers for Littlefield School Employees
Similar health score
Using this data
- Littlefield School Employees ranks #3,635 of 4,374 nationally on financial health and #319 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Texas Lee is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Texas Lee
Frequently Asked Questions
Is Littlefield School Employees financially healthy?
Littlefield School Employees has a financial health score of 69/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,635 of 4,374 nationally on health and #319 of 386 in Texas. Its net worth ratio is 18.95% and its delinquency rate 2.50%.
How does Littlefield School Employees compare to other credit unions?
Littlefield School Employees scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (2.50% vs 4.48%). Its widest shortfall is loan-to-share ratio (37.66% vs 52.70%).
How can I join Littlefield School Employees?
Littlefield School Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Littlefield School Employees directly to confirm eligibility.
Is my money safe at Littlefield School Employees?
Littlefield School Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Littlefield School Employees's net worth ratio of 18.95% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.