Federal credit union · Cleveland, Ohio · NCUA charter #96723
Firefighters Community Cu
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $354.1M
- Total assets
- 28,800
- Members
- 9.7%
- Net-worth ratio
Firefighters Community Cu scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $354.1M; members 28,800; net-worth ratio 9.73%; health rank #2,325 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,325 of 4,374 health · 2025Q4Firefighters Community Cu · health 83/100 · $354.1M · 2025Q4
Call Report peers
Firefighters Community Cu in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Firefighters Community Cu vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Firefighters Community Cu sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Firefighters Community Cu vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 77.51% vs peer 72.20% (+5.31 pp).
- Largest lag: Net Worth Ratio at 9.73% vs peer 12.11% (-2.38 pp).
Ohio standing for Firefighters Community Cu
- Ohio health ordinal: #102 of 196.
- Assets rank #29 of 196 inside Ohio ($354.1M reported).
- Membership ranks #22 of 196 among Ohio CUs with a reported count (28,800 members).
- One place up in Ohio, First Ohio Community (#101) ties at 83/100; one place down, CME (#103) ties at 83/100.
Firefighters Community Cu Call Report trajectory
Firefighters Community Cu: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $354.1M (2025Q4) to $355.6M (2026Q1).
- Net-worth ratio shifted +0.15 pp (9.58% → 9.73%).
This credit union's 9.73% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Firefighters Community Cu gives up 17 points in total. Member Growth costs the most, 13.2 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 29.3 pts
- Delinquency Rate 21.6 pts
- Return on Assets 14.8 pts
- Member Growth 1.8 pts
- Loan-to-Share Ratio 15.5 pts
Firefighters Community Cu vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.73% | -2.38 pp |
| Delinquency Rate | 0.84% | -0.05 pp |
| Return on Assets | 0.49% | -0.13 pp |
| Member Growth | -4.02% | - |
| Loan-to-Share Ratio | 77.51% | +5.31 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Firefighters Community Cu filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $355.6M | - |
| 2025Q4 | $354.1M | 28,800 |
| 2024Q4 | $343.9M | 30,006 |
| 2023Q4 | $330.1M | 30,988 |
Credit Union Details
- Charter Number
- 96723
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Cleveland
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, Firefighters Community Cu runs 7 offices in 5 different cities.
| Office | City |
|---|---|
| Operations Center (Main Office) | Cleveland, OH |
| St. Clair | Cleveland, OH |
| Emerald | Cleveland, OH |
| North Ridgeville | North Ridgeville, OH |
| Parma | Parma, OH |
| Wellington | Wellington, OH |
| Willoughby | Willoughby, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Other-state peers near Firefighters Community Cu
Using this data
- Firefighters Community Cu ranks #2,325 of 4,374 nationally on financial health and #102 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ih Credit Union, Inc. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ih Credit Union, Inc.
Frequently Asked Questions
Is Firefighters Community Cu financially healthy?
Firefighters Community Cu has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,325 of 4,374 nationally on health and #102 of 196 in Ohio. Its net worth ratio is 9.73% and its delinquency rate 0.84%.
How does Firefighters Community Cu compare to other credit unions?
Firefighters Community Cu scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (77.51% vs 72.20%). Its widest shortfall is net worth ratio (9.73% vs 12.11%).
How can I join Firefighters Community Cu?
Membership eligibility for Firefighters Community Cu depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Firefighters Community Cu directly for current membership requirements and application steps.
Is my money safe at Firefighters Community Cu?
Firefighters Community Cu is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Firefighters Community Cu's net worth ratio of 9.73% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.