Federal credit union · Silver Spring, Maryland · NCUA charter #24246
Mt. Jezreel
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $229K
- Total assets
- 182
- Members
- 18.2%
- Net-worth ratio
Mt. Jezreel scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $229K; members 182; net-worth ratio 18.17%; health rank #3,150 of 4,374; healthier than 26th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,150 of 4,374 health · 2025Q4Mt. Jezreel · health 76/100 · $229K · 2025Q4
- ASSETS 76/100
- MEM 18.2%
- RANK 0.00%
- PHOTO 2.86%
- BOOK $229K
- CHARTER 182
- NCUSIF #3,150/4,374
- CAMELS n/a
- HEALTH 24246
Call Report peers
Mt. Jezreel carries $229K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mt. Jezreel vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mt. Jezreel - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #24246. See our deposit-insurance coverage note.
Mt. Jezreel: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -50.25 pp (2.45% vs 52.70%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Maryland standing for Mt. Jezreel
- Maryland health ordinal: #39 of 62.
- Maryland assets place: #62 of 62.
- Member book place in Maryland: #62 of 62.
In-state ordinals use the live credit_unions table for MD only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Mt. Jezreel
Mt. Jezreel: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -8.0% from $229K (2025Q4) to $211K (2026Q1).
- Net-worth ratio shifted +2.81 pp (15.36% → 18.17%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
18.17% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 76.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 6.0 pts
Call Report ratios for Mt. Jezreel
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.17% | -4.76 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 2.86% | +2.64 pp |
| Member Growth | -11.22% | - |
| Loan-to-Share Ratio | 2.45% | -50.25 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Mt. Jezreel quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $211K | - |
| 2025Q4 | $229K | 182 |
| 2024Q4 | $230K | 205 |
| 2023Q4 | $245K | 451 |
Credit Union Details
- Charter Number
- 24246
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Maryland
- City
- Silver Spring
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Mt. Jezreel.
| Office | City |
|---|---|
| Mt Jezreel (Main Office) | Silver Spring, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
Other-state peers near Mt. Jezreel
Mt. Jezreel's nationwide photo peers by assets and by health score, excluding Maryland charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (76/100 here).
Using this data
- Mt. Jezreel ranks #3,150 of 4,374 nationally on financial health and #39 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Korean Catholic is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Korean Catholic
- Rates and health both vary by institution, not just by state -- see how Maryland credit unions compare overall before assuming this one is typical. Maryland state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Mt. Jezreel financially healthy?
Mt. Jezreel scores 76/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,150 of 4,374; by total assets it ranks #4,341 of 4,374 nationally (same basis as /rankings/largest); and #62 of 62 within Maryland. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 18.17% net worth ratio and a 0.00% delinquency rate.
How does Mt. Jezreel compare to other credit unions?
Mt. Jezreel scores 76/100 on PlainCU's health composite, compared to a peer group average for Under $2M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Mt. Jezreel?
Mt. Jezreel operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Mt. Jezreel directly for the exact boundaries and application steps.
Is my money safe at Mt. Jezreel?
Federal credit unions like Mt. Jezreel are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mt. Jezreel's net worth ratio of 18.17% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Mt. Jezreel offer compared to banks?
Credit unions like Mt. Jezreel are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mt. Jezreel directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.