Federal credit union · Miami Lakes, Florida · NCUA charter #24718
JETSTREAM
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $269.2M
- Total assets
- 14,108
- Members
- 10.6%
- Net-worth ratio
JETSTREAM scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $269.2M; members 14,108; net-worth ratio 10.58%; health rank #1,138 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,138 of 4,374 health · 2025Q4JETSTREAM · health 90/100 · $269.2M · 2025Q4
Call Report peers
JETSTREAM in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
JETSTREAM vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); JETSTREAM sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
JETSTREAM vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +28.26 pp (100.46% vs 72.20%).
- Net Worth Ratio trails the peer set - 10.58% here, 12.11% peer average (-1.53 pp).
JETSTREAM: in-state Call Report ranks
- In Florida, health place is #43 of 109 on the same NCUA-ratio sort used nationally.
- Assets rank #48 of 109 inside Florida ($269.2M reported).
- Florida membership ordinal: #52 of 109.
- One place up in Florida, Baptist Health South Florida (#42) ties at 90/100; one place down, Launch Credit Union (#44) ties at 90/100.
Quarter path for JETSTREAM
JETSTREAM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.9% from $269.2M (2025Q4) to $287.6M (2026Q1).
- Net-worth ratio shifted -0.58 pp (11.16% → 10.58%).
10.58% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
JETSTREAM gives up 10 points in total. Member Growth costs the most, 5.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.5 pts
- Loan-to-Share Ratio 10.5 pts
JETSTREAM vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.58% | -1.53 pp |
| Delinquency Rate | 0.09% | -0.81 pp |
| Return on Assets | 0.56% | -0.06 pp |
| Member Growth | 0.41% | - |
| Loan-to-Share Ratio | 100.46% | +28.26 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $287.6M | - |
| 2025Q4 | $269.2M | 14,108 |
| 2024Q4 | $260.4M | 14,050 |
| 2023Q4 | $254.5M | 14,216 |
Credit Union Details
- Charter Number
- 24718
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Florida
- City
- Miami Lakes
- Data Quarter
- 2025Q4
Branch Locations (6)
JETSTREAM operates 6 offices across 4 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Miami Lakes, FL |
| Puerto Rico | Carolina, PR |
| Doral Branch | Doral, FL |
| Miami Center | Miami, FL |
| Mercy Branch | Miami, FL |
| Miami Lakes | Miami Lakes, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for JETSTREAM
Similar total assets
Similar health score
Using this data
- JETSTREAM ranks #1,138 of 4,374 nationally on financial health and #43 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Gold Coast is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Gold Coast
Frequently Asked Questions
Is JETSTREAM financially healthy?
JETSTREAM has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,138 of 4,374 nationally on health and #43 of 109 in Florida. Its net worth ratio is 10.58% and its delinquency rate 0.09%.
How does JETSTREAM compare to other credit unions?
JETSTREAM scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (100.46% vs 72.20%). Its widest shortfall is net worth ratio (10.58% vs 12.11%).
How can I join JETSTREAM?
JETSTREAM operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact JETSTREAM directly for the exact boundaries and application steps.
Is my money safe at JETSTREAM?
JETSTREAM is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. JETSTREAM's net worth ratio of 10.58% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.