Federal credit union · DOVER, New Jersey · NCUA charter #3291
PICATINNY
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $464.6M
- Total assets
- 19,834
- Members
- 9.4%
- Net-worth ratio
PICATINNY scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $464.6M; members 19,834; net-worth ratio 9.40%; health rank #2,014 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,014 of 4,374 health · 2025Q4PICATINNY · health 85/100 · $464.6M · 2025Q4
Call Report peers
PICATINNY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PICATINNY vs every NCUA-scored credit union
PICATINNY sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where PICATINNY diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.22 pp (0.68% vs 0.89%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -11.03 pp (61.17% vs 72.20%).
PICATINNY in New Jersey
- In New Jersey, health place is #23 of 127 on the same NCUA-ratio sort used nationally.
- Assets rank #7 of 127 inside New Jersey ($464.6M reported).
- Membership ranks #12 of 127 among New Jersey CUs with a reported count (19,834 members).
- One place up in New Jersey, N.J.T. Employees (#22) ties at 85/100; one place down, WAKEFERN (#24) scores 84/100, 1 point lower.
Quarter path for PICATINNY
PICATINNY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.2% from $464.6M (2025Q4) to $454.4M (2026Q1).
- Net-worth ratio shifted +0.34 pp (9.06% → 9.40%).
At 9.40%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
PICATINNY gives up 15 points in total. Member Growth costs the most, 5.1 of its 15; Net Worth Ratio loses the least, 1.5.
- Net Worth Ratio 28.5 pts
- Delinquency Rate 23.2 pts
- Return on Assets 10.8 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 12.6 pts
PICATINNY health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.40% | -2.71 pp |
| Delinquency Rate | 0.68% | -0.22 pp |
| Return on Assets | 0.22% | -0.41 pp |
| Member Growth | 0.77% | - |
| Loan-to-Share Ratio | 61.17% | -11.03 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
PICATINNY filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $454.4M | - |
| 2025Q4 | $464.6M | 19,834 |
| 2024Q4 | $447.3M | 19,682 |
| 2023Q4 | $463.3M | 19,540 |
Credit Union Details
- Charter Number
- 3291
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New Jersey
- City
- DOVER
- Data Quarter
- 2025Q4
Branch Locations (5)
PICATINNY operates 5 offices across 5 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Rockaway Office (Main Office) | Dover, NJ |
| Denville | Denville, NJ |
| Mt Olive Branch | Flanders, NJ |
| Parsippany | Parsippany, NJ |
| Arsenal Branch | Picatinny Arsenal, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
PICATINNY nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- PICATINNY ranks #2,014 of 4,374 nationally on financial health and #23 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Harvest is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Harvest
Frequently Asked Questions
Is PICATINNY financially healthy?
PICATINNY has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,014 of 4,374 nationally on health and #23 of 127 in New Jersey. Its net worth ratio is 9.40% and its delinquency rate 0.68%.
How does PICATINNY compare to other credit unions?
PICATINNY scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.68% vs 0.89%). Its widest shortfall is loan-to-share ratio (61.17% vs 72.20%).
How can I join PICATINNY?
PICATINNY operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PICATINNY directly for the exact boundaries and application steps.
Is my money safe at PICATINNY?
PICATINNY is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PICATINNY's net worth ratio of 9.40% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.