Federal credit union · Logan, West Virginia · NCUA charter #24200
Logan County School Employees
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $1.2M
- Total assets
- 407
- Members
- 19.1%
- Net-worth ratio
Logan County School Employees scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.2M; members 407; net-worth ratio 19.07%; health rank #3,698 of 4,374; healthier than 15th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,698 of 4,374 health · 2025Q4Logan County School · health 68/100 · $1.2M · 2025Q4
- HEALTH 68/100
- NW 19.1%
- DELQ 0.23%
- ROA -0.37%
- ASSETS $1.2M
- MEM 407
- RANK #3,698/4,374
- PHOTO n/a
- BOOK 24200
Call Report peers
Logan County School Employees carries $1.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Logan County School Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Logan County School Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #24200 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Logan County School Employees: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.23% here, 4.48% peer average (-4.24 pp).
- Largest lag: Loan-to-Share Ratio at 17.26% vs peer 52.70% (-35.44 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Logan County School Employees sits in West Virginia
- West Virginia health ordinal: #63 of 74.
- By total assets, Logan County School Employees is #70 of 74 in West Virginia.
- Member book place in West Virginia: #69 of 74.
In-state ordinals use the live credit_unions table for WV only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Logan County School Employees Call Report trajectory
Logan County School Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +6.9% from $1.2M (2025Q4) to $1.3M (2026Q1).
- Net-worth ratio shifted -1.02 pp (20.09% → 19.07%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 19.07% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 68.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 1.2 pts
- Member Growth 4.7 pts
- Loan-to-Share Ratio 7.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.07% | -3.86 pp |
| Delinquency Rate | 0.23% | -4.24 pp |
| Return on Assets | -0.37% | -0.59 pp |
| Member Growth | -2.40% | - |
| Loan-to-Share Ratio | 17.26% | -35.44 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Logan County School Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.3M | - |
| 2025Q4 | $1.2M | 407 |
| 2024Q4 | $1.2M | 417 |
| 2023Q4 | $1.4M | 401 |
Credit Union Details
- Charter Number
- 24200
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- Under $2M
- State
- West Virginia
- City
- Logan
- Data Quarter
- 2025Q4
Branch Location
Logan County School Employees operates a single office in Stollings, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Logan County School Employees Federal Credit Union (Main Office) | Stollings, WV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in West Virginia
More federally-insured credit unions based in West Virginia, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Logan County School Employees, both outside West Virginia so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (68/100 here).
Using this data
- Logan County School Employees ranks #3,698 of 4,374 nationally on financial health and #63 of 74 in WV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- City of Fairmont is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with City of Fairmont
- Rates and health both vary by institution, not just by state -- see how West Virginia credit unions compare overall before assuming this one is typical. West Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Logan County School Employees financially healthy?
A 19.07% net worth ratio and a 0.23% delinquency rate feed into Logan County School Employees's financial health score of 68/100 (Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,698 of 4,374; by total assets it ranks #4,209 of 4,374 nationally (same basis as /rankings/largest); and #70 of 74 within West Virginia. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Logan County School Employees compare to other credit unions?
68/100 is Logan County School Employees's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Logan County School Employees?
Logan County School Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Logan County School Employees directly to confirm eligibility.
Is my money safe at Logan County School Employees?
Federal credit unions like Logan County School Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Logan County School Employees's net worth ratio of 19.07% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Logan County School Employees offer compared to banks?
Credit unions like Logan County School Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Logan County School Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.