Federal credit union · Logan, West Virginia · NCUA charter #24200
Logan County School Employees
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $1.2M
- Total assets
- 407
- Members
- 19.1%
- Net-worth ratio
Logan County School Employees scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.2M; members 407; net-worth ratio 19.07%; health rank #3,698 of 4,374; healthier than 15th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,698 of 4,374 health · 2025Q4Logan County School · health 68/100 · $1.2M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Logan County School Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Logan County School Employees sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Logan County School Employees: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.23% here, 4.48% peer average (-4.24 pp).
- Largest lag: Loan-to-Share Ratio at 17.26% vs peer 52.70% (-35.44 pp).
Where Logan County School Employees sits in West Virginia
- West Virginia health ordinal: #63 of 74.
- By total assets, Logan County School Employees is #70 of 74 in West Virginia.
- Member book place in West Virginia: #69 of 74.
- One place up in West Virginia, Metro Community (#62) scores 69/100, 1 point higher; one place down, Mountain Heritage (#64) ties at 68/100.
Logan County School Employees Call Report trajectory
Logan County School Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.9% from $1.2M (2025Q4) to $1.3M (2026Q1).
- Net-worth ratio shifted -1.02 pp (20.09% → 19.07%).
This credit union's 19.07% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Logan County School Employees gives up 32 points in total. Return on Assets costs the most, 13.8 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 1.2 pts
- Member Growth 4.7 pts
- Loan-to-Share Ratio 7.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.07% | -3.86 pp |
| Delinquency Rate | 0.23% | -4.24 pp |
| Return on Assets | -0.37% | -0.59 pp |
| Member Growth | -2.40% | - |
| Loan-to-Share Ratio | 17.26% | -35.44 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Logan County School Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.3M | - |
| 2025Q4 | $1.2M | 407 |
| 2024Q4 | $1.2M | 417 |
| 2023Q4 | $1.4M | 401 |
Credit Union Details
- Charter Number
- 24200
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- Under $2M
- State
- West Virginia
- City
- Logan
- Data Quarter
- 2025Q4
Branch Location
Logan County School Employees operates a single office in Stollings, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Logan County School Employees Federal Credit Union (Main Office) | Stollings, WV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in West Virginia
More federally-insured credit unions based in West Virginia, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Logan County School Employees ranks #3,698 of 4,374 nationally on financial health and #63 of 74 in WV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- City of Fairmont is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with City of Fairmont
Frequently Asked Questions
Is Logan County School Employees financially healthy?
Logan County School Employees has a financial health score of 68/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,698 of 4,374 nationally on health and #63 of 74 in West Virginia. Its net worth ratio is 19.07% and its delinquency rate 0.23%.
How does Logan County School Employees compare to other credit unions?
Logan County School Employees scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.23% vs 4.48%). Its widest shortfall is loan-to-share ratio (17.26% vs 52.70%).
How can I join Logan County School Employees?
Logan County School Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Logan County School Employees directly to confirm eligibility.
Is my money safe at Logan County School Employees?
Logan County School Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Logan County School Employees's net worth ratio of 19.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.