Federal credit union · CARLSBAD, New Mexico · NCUA charter #7027
INTERNATIONALITES
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $11.3M
- Total assets
- 1,201
- Members
- 17.8%
- Net-worth ratio
INTERNATIONALITES scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.3M; members 1,201; net-worth ratio 17.77%; health rank #2,391 of 4,374; healthier than 43rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,391 of 4,374 health · 2025Q4INTERNATIONALITES · health 82/100 · $11.3M · 2025Q4
Call Report peers
INTERNATIONALITES in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
INTERNATIONALITES vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); INTERNATIONALITES sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where INTERNATIONALITES diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 90.65% here, 59.80% peer average (+30.85 pp).
- Return on Assets trails the peer set - -0.01% here, 0.70% peer average (-0.71 pp).
New Mexico standing for INTERNATIONALITES
- Health composite ranks #24 of 37 among scored New Mexico credit unions.
- Assets rank #31 of 37 inside New Mexico ($11.3M reported).
- Member book place in New Mexico: #31 of 37.
- One place up in New Mexico, First Financial (#23) scores 84/100, 2 points higher; one place down, Sandia Area (#25) scores 81/100, 1 point lower.
How INTERNATIONALITES's 5300 filing moved
INTERNATIONALITES: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $11.3M (2025Q4) to $11.4M (2026Q1).
- Net-worth ratio shifted -0.32 pp (18.09% → 17.77%).
This credit union's 17.77% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
INTERNATIONALITES gives up 18 points in total. Return on Assets costs the most, 10.6 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.4 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 14.5 pts
INTERNATIONALITES vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.77% | +2.91 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | -0.01% | -0.71 pp |
| Member Growth | -0.50% | - |
| Loan-to-Share Ratio | 90.65% | +30.85 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - INTERNATIONALITES
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.4M | - |
| 2025Q4 | $11.3M | 1,201 |
| 2024Q4 | $12.5M | 1,207 |
| 2023Q4 | $11.9M | 1,128 |
Credit Union Details
- Charter Number
- 7027
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New Mexico
- City
- CARLSBAD
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for INTERNATIONALITES.
| Office | City |
|---|---|
| Internationalites FCU (Main Office) | Carlsbad, NM |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Mexico
A look at other New Mexico credit unions, ranked by how closely their peer group and asset size match this one.
INTERNATIONALITES nationwide neighbourhoods
Similar total assets
Using this data
- INTERNATIONALITES ranks #2,391 of 4,374 nationally on financial health and #24 of 37 in NM -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Four Corners is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Four Corners
Frequently Asked Questions
Is INTERNATIONALITES financially healthy?
On its 2025Q4 NCUA 5300 filing, INTERNATIONALITES scores 82/100 (Excellent), with a 17.77% net worth ratio and 0.00% of loans delinquent. It ranks #2,391 of 4,374 nationally on health and #24 of 37 in New Mexico.
How does INTERNATIONALITES compare to other credit unions?
INTERNATIONALITES scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (90.65% vs 59.80%). Its widest shortfall is return on assets (-0.01% vs 0.70%).
How can I join INTERNATIONALITES?
INTERNATIONALITES operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact INTERNATIONALITES directly for the exact boundaries and application steps.
Is my money safe at INTERNATIONALITES?
INTERNATIONALITES is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. INTERNATIONALITES's net worth ratio of 17.77% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.