Federal credit union · Fargo, North Dakota · NCUA charter #24944
CCE
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $13.8M
- Total assets
- 1,318
- Members
- 18.0%
- Net-worth ratio
CCE scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.8M; members 1,318; net-worth ratio 18.04%; health rank #2,389 of 4,374; healthier than 43rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,389 of 4,374 health · 2025Q4CCE · health 82/100 · $13.8M · 2025Q4
Call Report peers
CCE in the assets neighbourhood
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CCE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CCE sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for CCE
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +3.18 pp (18.04% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 56.59% here, 59.80% peer average (-3.21 pp).
CCE in North Dakota
- Health composite ranks #18 of 29 among scored North Dakota credit unions.
- By total assets, CCE is #25 of 29 in North Dakota.
- Member book place in North Dakota: #23 of 29.
- One place up in North Dakota, TEL-U-WATT (#17) scores 84/100, 2 points higher; one place down, North Star Community (#19) scores 78/100, 4 points lower.
How CCE's 5300 filing moved
CCE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $13.8M (2025Q4) to $14.1M (2026Q1).
- Net-worth ratio shifted +0.15 pp (17.89% → 18.04%).
This credit union's 18.04% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
CCE gives up 18 points in total. Member Growth costs the most, 9.1 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.8 pts
- Return on Assets 15.0 pts
- Member Growth 5.9 pts
- Loan-to-Share Ratio 12.3 pts
Call Report ratios for CCE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.04% | +3.18 pp |
| Delinquency Rate | 1.16% | +0.02 pp |
| Return on Assets | 2.71% | +2.01 pp |
| Member Growth | -1.72% | - |
| Loan-to-Share Ratio | 56.59% | -3.21 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.1M | - |
| 2025Q4 | $13.8M | 1,318 |
| 2024Q4 | $14.9M | 1,341 |
| 2023Q4 | $15.3M | 1,373 |
Credit Union Details
- Charter Number
- 24944
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- North Dakota
- City
- Fargo
- Data Quarter
- 2025Q4
Branch Location
CCE operates a single office in Fargo, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| CCE Federal Credit Union (Main Office) | Fargo, ND |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Dakota
More federally-insured credit unions based in North Dakota, ordered by peer group match and asset size.
Other-state peers near CCE
Similar total assets
Similar health score
Using this data
- CCE ranks #2,389 of 4,374 nationally on financial health and #18 of 29 in ND -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fargo Va is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fargo Va
Frequently Asked Questions
Is CCE financially healthy?
CCE has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,389 of 4,374 nationally on health and #18 of 29 in North Dakota. Its net worth ratio is 18.04% and its delinquency rate 1.16%.
How does CCE compare to other credit unions?
CCE scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (18.04% vs 14.86%). Its widest shortfall is loan-to-share ratio (56.59% vs 59.80%).
How can I join CCE?
CCE serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact CCE directly for the current list of qualifying groups.
Is my money safe at CCE?
CCE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CCE's net worth ratio of 18.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.