Federal credit union · Parkersburg, West Virginia · NCUA charter #21057
C C M H
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $5.0M
- Total assets
- 936
- Members
- 11.8%
- Net-worth ratio
C C M H scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.0M; members 936; net-worth ratio 11.84%; health rank #1,810 of 4,374; healthier than 57th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,810 of 4,374 health · 2025Q4C C M H · health 86/100 · $5.0M · 2025Q4
Call Report peers
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C C M H vs every NCUA-scored credit union
C C M H sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
C C M H vs $2M–$10M peers
- Largest favorable gap: Loan-to-Share Ratio at 88.82% vs peer 63.60% (+25.22 pp).
- Net Worth Ratio trails the peer set - 11.84% here, 19.06% peer average (-7.22 pp).
C C M H: in-state Call Report ranks
- Health composite ranks #27 of 74 among scored West Virginia credit unions.
- Assets rank #66 of 74 inside West Virginia ($5.0M reported).
- West Virginia membership ordinal: #57 of 74.
- One place up in West Virginia, Eastern Panhandle (#26) scores 87/100, 1 point higher; one place down, Raleigh County (#28) scores 85/100, 1 point lower.
C C M H: 2025Q4 → 2026Q1
C C M H: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $5.0M (2025Q4) to $5.2M (2026Q1).
- Net-worth ratio shifted -0.54 pp (12.38% → 11.84%).
At 11.84%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
C C M H gives up 14 points in total. Member Growth costs the most, 13.9 of its 15; Return on Assets and Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.1 pts
- Loan-to-Share Ratio 14.9 pts
C C M H health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.84% | -7.22 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.50% | +0.04 pp |
| Member Growth | -4.39% | - |
| Loan-to-Share Ratio | 88.82% | +25.22 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - C C M H
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.2M | - |
| 2025Q4 | $5.0M | 936 |
| 2024Q4 | $5.4M | 979 |
| 2023Q4 | $5.8M | 1,019 |
Credit Union Details
- Charter Number
- 21057
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- West Virginia
- City
- Parkersburg
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, C C M H runs 2 offices.
| Office | City |
|---|---|
| CCMH Federal Credit Union (Main Office) | Parkersburg, WV |
| Vital Records Center | Parkersburg, WV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in West Virginia
Other federally-insured credit unions in West Virginia, closest first by peer group and asset size.
Other-state peers near C C M H
Similar health score
Using this data
- C C M H ranks #1,810 of 4,374 nationally on financial health and #27 of 74 in WV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Charleston Postal is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Charleston Postal
Frequently Asked Questions
Is C C M H financially healthy?
C C M H has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,810 of 4,374 nationally on health and #27 of 74 in West Virginia. Its net worth ratio is 11.84% and its delinquency rate 0.00%.
How does C C M H compare to other credit unions?
C C M H scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (88.82% vs 63.60%). Its widest shortfall is net worth ratio (11.84% vs 19.06%).
How can I join C C M H?
C C M H operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact C C M H directly for the exact boundaries and application steps.
Is my money safe at C C M H?
C C M H is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. C C M H's net worth ratio of 11.84% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.