Federal credit union · Huntington, West Virginia · NCUA charter #795
Huntington West Va Firemens
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $5.8M
- Total assets
- 648
- Members
- 12.1%
- Net-worth ratio
Huntington West Va Firemens scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.8M; members 648; net-worth ratio 12.09%; health rank #1,967 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,967 of 4,374 health · 2025Q4Huntington West Va Firemens · health 85/100 · $5.8M · 2025Q4
- CHARTER 85/100
- NCUSIF 12.1%
- CAMELS 0.66%
- HEALTH 0.12%
- NW $5.8M
- DELQ 648
- ROA #1,967/4,374
- ASSETS n/a
- MEM 795
Call Report peers
Huntington West Va Firemens carries $5.8M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Huntington West Va Firemens vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Huntington West Va Firemens - Share Insurance Coverage
Charter #795's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Huntington West Va Firemens vs $2M–$10M peers
- Largest favorable gap: Loan-to-Share Ratio at 65.93% vs peer 63.60% (+2.33 pp).
- Largest lag: Net Worth Ratio at 12.09% vs peer 19.06% (-6.97 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Huntington West Va Firemens sits in West Virginia
- West Virginia health ordinal: #30 of 74.
- Assets rank #63 of 74 inside West Virginia ($5.8M reported).
- Membership ranks #65 of 74 among West Virginia CUs with a reported count (648 members).
In-state ordinals use the live credit_unions table for WV only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Huntington West Va Firemens's 5300 filing moved
Huntington West Va Firemens: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.0% from $5.8M (2025Q4) to $6.0M (2026Q1).
- Net-worth ratio shifted -0.20 pp (12.29% → 12.09%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.4 pts
- Return on Assets 9.4 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 13.8 pts
Huntington West Va Firemens health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.09% | -6.97 pp |
| Delinquency Rate | 0.66% | -1.15 pp |
| Return on Assets | 0.12% | -0.33 pp |
| Member Growth | -0.31% | - |
| Loan-to-Share Ratio | 65.93% | +2.33 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.0M | - |
| 2025Q4 | $5.8M | 648 |
| 2024Q4 | $5.4M | 650 |
| 2023Q4 | $4.7M | 647 |
Credit Union Details
- Charter Number
- 795
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- West Virginia
- City
- Huntington
- Data Quarter
- 2025Q4
Branch Location
Huntington West Va Firemens operates a single office in Huntington, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Huntington, WV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in West Virginia
Other federally-insured credit unions in West Virginia, closest first by peer group and asset size.
- OHIO COUNTY PUBLIC SCHOOLSWHEELING, WV · $2M–$10M81Health
- TWIN OAKSApple Grove, WV · $2M–$10M88Health
- APPALACHIAN POWER EMPLOYEESHUNTINGTON, WV · $2M–$10M70Health
- C C M HParkersburg, WV · $2M–$10M86Health
- CHARLESTON POSTALCHARLESTON, WV · $2M–$10M67Health
Compare Huntington West Va Firemens vs OHIO COUNTY PUBLIC SCHOOLS
Cross-state Call Report peers for Huntington West Va Firemens
Cross-state asset and health neighbours for Huntington West Va Firemens - kept outside West Virginia; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Huntington West Va Firemens ranks #1,967 of 4,374 nationally on financial health and #30 of 74 in WV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ohio County Public Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ohio County Public Schools
- Rates and health both vary by institution, not just by state -- see how West Virginia credit unions compare overall before assuming this one is typical. West Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Huntington West Va Firemens financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Huntington West Va Firemens carries a financial health score of 85/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,967 of 4,374; by total assets it ranks #3,807 of 4,374 nationally (same basis as /rankings/largest); and #63 of 74 within West Virginia. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.09% net worth ratio and a 0.66% delinquency rate.
How does Huntington West Va Firemens compare to other credit unions?
PlainCU's health composite puts Huntington West Va Firemens at 85/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Huntington West Va Firemens?
Huntington West Va Firemens carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Huntington West Va Firemens directly to confirm current membership steps.
Is my money safe at Huntington West Va Firemens?
Federal credit unions like Huntington West Va Firemens are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Huntington West Va Firemens's net worth ratio of 12.09% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Huntington West Va Firemens offer compared to banks?
Credit unions like Huntington West Va Firemens are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Huntington West Va Firemens directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.