Federal credit union · Bronx, New York · NCUA charter #20585
B.S. and C.P. Hospitals Employees
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $1.0M
- Total assets
- 539
- Members
- 33.8%
- Net-worth ratio
B.S. and C.P. Hospitals Employees scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.0M; members 539; net-worth ratio 33.80%; health rank #3,569 of 4,374; healthier than 17th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,569 of 4,374 health · 2025Q4B.S. and C.P. Hospitals · health 70/100 · $1.0M · 2025Q4
- CAMELS 70/100
- HEALTH 33.8%
- NW 0.00%
- DELQ -0.97%
- ROA $1.0M
- ASSETS 539
- MEM #3,569/4,374
- RANK n/a
- PHOTO 20585
Call Report peers
B.S. and C.P. Hospitals Employees carries $1.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
B.S. and C.P. Hospitals Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
B.S. and C.P. Hospitals Employees - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #20585. See our deposit-insurance coverage note.
B.S. and C.P. Hospitals Employees: Call Report deltas vs peers
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +80.45 pp (133.15% vs 52.70%).
- Widest shortfall vs peers is Return on Assets: -1.19 pp (-0.97% vs 0.22%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
B.S. and C.P. Hospitals Employees: in-state Call Report ranks
- New York health ordinal: #208 of 272.
- New York assets place: #255 of 272.
- Membership ranks #234 of 272 among New York CUs with a reported count (539 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How B.S. and C.P. Hospitals Employees's 5300 filing moved
B.S. and C.P. Hospitals Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.1% from $1.0M (2025Q4) to $999K (2026Q1).
- Net-worth ratio shifted +0.76 pp (33.04% → 33.80%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 33.80% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 70.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 0.0 pts
B.S. and C.P. Hospitals Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 33.80% | +10.87 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | -0.97% | -1.19 pp |
| Member Growth | 5.69% | - |
| Loan-to-Share Ratio | 133.15% | +80.45 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
B.S. and C.P. Hospitals Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $999K | - |
| 2025Q4 | $1.0M | 539 |
| 2024Q4 | $988K | 510 |
| 2023Q4 | $1.0M | 536 |
Credit Union Details
- Charter Number
- 20585
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- New York
- City
- Bronx
- Data Quarter
- 2025Q4
Branch Locations (2)
B.S. and C.P. Hospitals Employees operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office Location (Main Office) | Bronx, NY |
| Vital Records | Tomkins Cove, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
- MOUNT VERNON NY POSTAL EMPLOYEESMount Vernon, NY · Under $2M73Health
- ABYSSINIAN BAPTIST CHURCHNEW YORK CITY, NY · Under $2M65Health
- CHURCH OF THE MASTERNEW YORK, NY · Under $2M65Health
- STRATTON AIR NATIONAL GUARDSCOTIA, NY · Under $2M94Health
- BECCO BUFFALOTonawanda, NY · Under $2M98Health
Compare B.S. and C.P. Hospitals Employees vs MOUNT VERNON NY POSTAL EMPLOYEES
Other-state peers near B.S. and C.P. Hospitals Employees
Cross-state asset and health neighbours for B.S. and C.P. Hospitals Employees - kept outside New York; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (70/100 here).
Using this data
- B.S. and C.P. Hospitals Employees ranks #3,569 of 4,374 nationally on financial health and #208 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mount Vernon Ny Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mount Vernon Ny Postal Employees
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is B.S. and C.P. Hospitals Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, B.S. and C.P. Hospitals Employees carries a financial health score of 70/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,569 of 4,374; by total assets it ranks #4,234 of 4,374 nationally (same basis as /rankings/largest); and #255 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 33.80% net worth ratio and a 0.00% delinquency rate.
How does B.S. and C.P. Hospitals Employees compare to other credit unions?
On PlainCU's health composite, B.S. and C.P. Hospitals Employees lands at 70/100, compared to a peer group average for Under $2M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join B.S. and C.P. Hospitals Employees?
B.S. and C.P. Hospitals Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact B.S. and C.P. Hospitals Employees directly for the exact boundaries and application steps.
Is my money safe at B.S. and C.P. Hospitals Employees?
Federal credit unions like B.S. and C.P. Hospitals Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. B.S. and C.P. Hospitals Employees's net worth ratio of 33.80% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does B.S. and C.P. Hospitals Employees offer compared to banks?
Credit unions like B.S. and C.P. Hospitals Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact B.S. and C.P. Hospitals Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.