Federal credit union · Bronx, New York · NCUA charter #20585
B.S. and C.P. Hospitals Employees
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $1.0M
- Total assets
- 539
- Members
- 33.8%
- Net-worth ratio
B.S. and C.P. Hospitals Employees scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.0M; members 539; net-worth ratio 33.80%; health rank #3,569 of 4,374; healthier than 17th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,569 of 4,374 health · 2025Q4B.S. and C.P. Hospitals · health 70/100 · $1.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
B.S. and C.P. Hospitals Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); B.S. and C.P. Hospitals Employees sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
B.S. and C.P. Hospitals Employees: Call Report deltas vs peers
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +80.45 pp (133.15% vs 52.70%).
- Widest shortfall vs peers is Return on Assets: -1.19 pp (-0.97% vs 0.22%).
B.S. and C.P. Hospitals Employees: in-state Call Report ranks
- New York health ordinal: #208 of 272.
- New York assets place: #255 of 272.
- Membership ranks #234 of 272 among New York CUs with a reported count (539 members).
- One place up in New York, Le Roy (#207) scores 71/100, 1 point higher; one place down, Nassau Financial (#209) ties at 70/100.
How B.S. and C.P. Hospitals Employees's 5300 filing moved
B.S. and C.P. Hospitals Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.1% from $1.0M (2025Q4) to $999K (2026Q1).
- Net-worth ratio shifted +0.76 pp (33.04% → 33.80%).
This credit union's 33.80% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
B.S. and C.P. Hospitals Employees gives up 30 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 0.0 pts
B.S. and C.P. Hospitals Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 33.80% | +10.87 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | -0.97% | -1.19 pp |
| Member Growth | 5.69% | - |
| Loan-to-Share Ratio | 133.15% | +80.45 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
B.S. and C.P. Hospitals Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $999K | - |
| 2025Q4 | $1.0M | 539 |
| 2024Q4 | $988K | 510 |
| 2023Q4 | $1.0M | 536 |
Credit Union Details
- Charter Number
- 20585
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- New York
- City
- Bronx
- Data Quarter
- 2025Q4
Branch Locations (2)
B.S. and C.P. Hospitals Employees operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office Location (Main Office) | Bronx, NY |
| Vital Records | Tomkins Cove, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
- MOUNT VERNON NY POSTAL EMPLOYEESMount Vernon, NY · Under $2M73Health
- ABYSSINIAN BAPTIST CHURCHNEW YORK CITY, NY · Under $2M65Health
- CHURCH OF THE MASTERNEW YORK, NY · Under $2M65Health
- STRATTON AIR NATIONAL GUARDSCOTIA, NY · Under $2M94Health
- BECCO BUFFALOTonawanda, NY · Under $2M98Health
Compare B.S. and C.P. Hospitals Employees vs MOUNT VERNON NY POSTAL EMPLOYEES
Other-state peers near B.S. and C.P. Hospitals Employees
Similar health score
Using this data
- B.S. and C.P. Hospitals Employees ranks #3,569 of 4,374 nationally on financial health and #208 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mount Vernon Ny Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mount Vernon Ny Postal Employees
Frequently Asked Questions
Is B.S. and C.P. Hospitals Employees financially healthy?
B.S. and C.P. Hospitals Employees has a financial health score of 70/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,569 of 4,374 nationally on health and #208 of 272 in New York. Its net worth ratio is 33.80% and its delinquency rate 0.00%.
How does B.S. and C.P. Hospitals Employees compare to other credit unions?
B.S. and C.P. Hospitals Employees scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (133.15% vs 52.70%). Its widest shortfall is return on assets (-0.97% vs 0.22%).
How can I join B.S. and C.P. Hospitals Employees?
B.S. and C.P. Hospitals Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact B.S. and C.P. Hospitals Employees directly for the exact boundaries and application steps.
Is my money safe at B.S. and C.P. Hospitals Employees?
B.S. and C.P. Hospitals Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. B.S. and C.P. Hospitals Employees's net worth ratio of 33.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.