Federal credit union · SCOTIA, New York · NCUA charter #10773
Stratton Air National Guard
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $975K
- Total assets
- 870
- Members
- 38.5%
- Net-worth ratio
Stratton Air National Guard scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $975K; members 870; net-worth ratio 38.49%; health rank #431 of 4,374; healthier than 87th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#431 of 4,374 health · 2025Q4Stratton Air National Guard · health 94/100 · $975K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Stratton Air National Guard vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Stratton Air National Guard sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Stratton Air National Guard vs Under $2M peers
- Strongest edge vs 243 Under $2M peers is Net Worth Ratio: +15.56 pp (38.49% vs 22.93%).
Where Stratton Air National Guard sits in New York
- In New York, health place is #27 of 272 on the same NCUA-ratio sort used nationally.
- New York assets place: #258 of 272.
- Member book place in New York: #219 of 272.
- One place up in New York, SUFFOLK (#26) scores 95/100, 1 point higher; one place down, Mid-Hudson Valley (#28) ties at 94/100.
Stratton Air National Guard: 2025Q4 → 2026Q1
Stratton Air National Guard: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -4.6% from $975K (2025Q4) to $930K (2026Q1).
- Net-worth ratio shifted +2.15 pp (36.34% → 38.49%).
This credit union's 38.49% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 94/100 score is built
Stratton Air National Guard gives up 6 points in total. Member Growth costs the most, 5.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 14.9 pts
Stratton Air National Guard vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 38.49% | +15.56 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.91% | +0.69 pp |
| Member Growth | 0.12% | - |
| Loan-to-Share Ratio | 68.03% | +15.33 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Stratton Air National Guard quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $930K | - |
| 2025Q4 | $975K | 870 |
| 2024Q4 | $887K | 869 |
| 2023Q4 | $905K | 860 |
Credit Union Details
- Charter Number
- 10773
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- New York
- City
- SCOTIA
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Stratton Air National Guard runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| 1 air national guard rd (Main Office) | scotia, NY |
| mohawk progressive fcu | schenectady, NY |
| scotia lockup | scotia, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
- CHURCH OF THE MASTERNEW YORK, NY · Under $2M65Health
- MOUNT VERNON NY POSTAL EMPLOYEESMount Vernon, NY · Under $2M73Health
- B.S. AND C.P. HOSPITALS EMPLOYEESBronx, NY · Under $2M70Health
- ABYSSINIAN BAPTIST CHURCHNEW YORK CITY, NY · Under $2M65Health
- BECCO BUFFALOTonawanda, NY · Under $2M98Health
Stratton Air National Guard nationwide neighbourhoods
Similar health score
Using this data
- Stratton Air National Guard ranks #431 of 4,374 nationally on financial health and #27 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Church of the Master is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Church of the Master
Frequently Asked Questions
Is Stratton Air National Guard financially healthy?
On its 2025Q4 NCUA 5300 filing, Stratton Air National Guard scores 94/100 (Excellent), with a 38.49% net worth ratio and 0.00% of loans delinquent. It ranks #431 of 4,374 nationally on health and #27 of 272 in New York.
How does Stratton Air National Guard compare to other credit unions?
Stratton Air National Guard scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (38.49% vs 22.93%).
How can I join Stratton Air National Guard?
Membership eligibility for Stratton Air National Guard depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Stratton Air National Guard directly for current membership requirements and application steps.
Is my money safe at Stratton Air National Guard?
Stratton Air National Guard is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Stratton Air National Guard's net worth ratio of 38.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.