State credit union · LOUISVILLE, Kentucky · NCUA charter #62482
Brown-Forman Employees
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $14.9M
- Total assets
- 1,326
- Members
- 19.6%
- Net-worth ratio
Brown-Forman Employees scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.9M; members 1,326; net-worth ratio 19.58%; health rank #3,237 of 4,374; healthier than 24th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,237 of 4,374 health · 2025Q4Brown-Forman Employees · health 75/100 · $14.9M · 2025Q4
Call Report peers
Brown-Forman Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Brown-Forman Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Brown-Forman Employees sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Brown-Forman Employees
- Largest favorable gap: Loan-to-Share Ratio at 75.50% vs peer 59.80% (+15.70 pp).
- Delinquency Rate trails the peer set - 1.79% here, 1.15% peer average (+0.65 pp).
Brown-Forman Employees: in-state Call Report ranks
- In Kentucky, health place is #43 of 54 on the same NCUA-ratio sort used nationally.
- Assets rank #43 of 54 inside Kentucky ($14.9M reported).
- Member book place in Kentucky: #46 of 54.
- One place up in Kentucky, Beacon Community (#42) scores 76/100, 1 point higher; one place down, ARH (#44) scores 73/100, 2 points lower.
Brown-Forman Employees Call Report trajectory
Brown-Forman Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -4.0% from $14.9M (2025Q4) to $14.3M (2026Q1).
- Net-worth ratio shifted +0.86 pp (18.72% → 19.58%).
19.58% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 75/100 score is built
Brown-Forman Employees gives up 25 points in total. Member Growth costs the most, 14 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.1 pts
- Return on Assets 15.0 pts
- Member Growth 1.0 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.58% | +4.72 pp |
| Delinquency Rate | 1.79% | +0.65 pp |
| Return on Assets | 1.62% | +0.91 pp |
| Member Growth | -4.47% | - |
| Loan-to-Share Ratio | 75.50% | +15.70 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.3M | - |
| 2025Q4 | $14.9M | 1,326 |
| 2024Q4 | $14.5M | 1,388 |
| 2023Q4 | $14.4M | 1,411 |
Credit Union Details
- Charter Number
- 62482
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Kentucky
- City
- LOUISVILLE
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Brown-Forman Employees runs 2 offices.
| Office | City |
|---|---|
| BROWN-FORMAN EMPLYS CREDIT UNION (Main Office) | LOUISVILLE, KY |
| DATA VAULT | LOUISVILLE, KY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kentucky
A look at other Kentucky credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Brown-Forman Employees ranks #3,237 of 4,374 nationally on financial health and #43 of 54 in KY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- W B H Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with W B H Employees
Frequently Asked Questions
Is Brown-Forman Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Brown-Forman Employees scores 75/100 (Very Good), with a 19.58% net worth ratio and 1.79% of loans delinquent. It ranks #3,237 of 4,374 nationally on health and #43 of 54 in Kentucky.
How does Brown-Forman Employees compare to other credit unions?
Brown-Forman Employees scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (75.50% vs 59.80%). Its widest shortfall is delinquency rate (1.79% vs 1.15%).
How can I join Brown-Forman Employees?
Membership eligibility for Brown-Forman Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Brown-Forman Employees directly for current membership requirements and application steps.
Is my money safe at Brown-Forman Employees?
Brown-Forman Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Brown-Forman Employees's net worth ratio of 19.58% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.