Federal credit union · LITTLE ROCK, Arkansas · NCUA charter #23170
Arkansas Education Association
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $8.2M
- Total assets
- 1,940
- Members
- 12.8%
- Net-worth ratio
Arkansas Education Association scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.2M; members 1,940; net-worth ratio 12.85%; health rank #2,855 of 4,374; healthier than 33rd of scored peers.
5300 filing masthead
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Arkansas Education Association vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Arkansas Education Association sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Arkansas Education Association
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +1.82 pp (65.42% vs 63.60%).
- Widest shortfall vs peers is Net Worth Ratio: -6.21 pp (12.85% vs 19.06%).
Arkansas Education Association in Arkansas
- In Arkansas, health place is #31 of 48 on the same NCUA-ratio sort used nationally.
- By total assets, Arkansas Education Association is #35 of 48 in Arkansas.
- Membership ranks #28 of 48 among Arkansas CUs with a reported count (1,940 members).
- One place up in Arkansas, Usem Mena (#30) ties at 79/100; one place down, Va Hospital (#32) scores 78/100, 1 point lower.
Arkansas Education Association: 2025Q4 → 2026Q1
Arkansas Education Association: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.8% from $8.2M (2025Q4) to $8.1M (2026Q1).
- Net-worth ratio shifted -0.04 pp (12.89% → 12.85%).
At 12.85%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
Arkansas Education Association gives up 21 points in total. Delinquency Rate costs the most, 13.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.6 pts
- Return on Assets 15.0 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 13.9 pts
Arkansas Education Associat… health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.85% | -6.21 pp |
| Delinquency Rate | 2.14% | +0.33 pp |
| Return on Assets | 0.52% | +0.06 pp |
| Member Growth | -0.26% | - |
| Loan-to-Share Ratio | 65.42% | +1.82 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Arkansas Education Associat… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.1M | - |
| 2025Q4 | $8.2M | 1,940 |
| 2024Q4 | $8.4M | 1,945 |
| 2023Q4 | $8.1M | 1,947 |
Credit Union Details
- Charter Number
- 23170
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- $2M–$10M
- State
- Arkansas
- City
- LITTLE ROCK
- Data Quarter
- 2025Q4
Branch Locations (3)
Arkansas Education Association operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Arkansas Education Associaion FCU (Main Office) | Little Rock, AR |
| N & D Technical Services, INC. | Little Rock, AR |
| Fiserv/XRoads | Madison, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
A look at other Arkansas credit unions, ranked by how closely their peer group and asset size match this one.
Arkansas Education Association nationwide neighbourhoods
Similar health score
Using this data
- Arkansas Education Association ranks #2,855 of 4,374 nationally on financial health and #31 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Va Hospital is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Va Hospital
Frequently Asked Questions
Is Arkansas Education Association financially healthy?
On its 2025Q4 NCUA 5300 filing, Arkansas Education Association scores 79/100 (Very Good), with a 12.85% net worth ratio and 2.14% of loans delinquent. It ranks #2,855 of 4,374 nationally on health and #31 of 48 in Arkansas.
How does Arkansas Education Association compare to other credit unions?
Arkansas Education Association scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (65.42% vs 63.60%). Its widest shortfall is net worth ratio (12.85% vs 19.06%).
How can I join Arkansas Education Association?
Arkansas Education Association serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Arkansas Education Association directly for the current list of qualifying groups.
Is my money safe at Arkansas Education Association?
Arkansas Education Association is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Arkansas Education Association's net worth ratio of 12.85% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.