State credit union · MONROE, North Carolina · NCUA charter #60660
Allvac Savings and
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $8.4M
- Total assets
- 1,414
- Members
- 17.6%
- Net-worth ratio
Allvac Savings and scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.4M; members 1,414; net-worth ratio 17.60%; health rank #453 of 4,374; healthier than 87th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#453 of 4,374 health · 2025Q4Allvac Savings and · health 94/100 · $8.4M · 2025Q4
- NCUSIF 94/100
- CAMELS 17.6%
- HEALTH 0.40%
- NW 1.66%
- DELQ $8.4M
- ROA 1,414
- ASSETS #453/4,374
- MEM n/a
- RANK 60660
Call Report peers
Allvac Savings and carries $8.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Allvac Savings and vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Allvac Savings and - Share Insurance Coverage
Charter #60660's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Allvac Savings and diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +8.88 pp (72.48% vs 63.60%).
- Largest lag: Net Worth Ratio at 17.60% vs peer 19.06% (-1.46 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Allvac Savings and: in-state Call Report ranks
- Health composite ranks #5 of 57 among scored North Carolina credit unions.
- By total assets, Allvac Savings and is #53 of 57 in North Carolina.
- Membership ranks #51 of 57 among North Carolina CUs with a reported count (1,414 members).
In-state ordinals use the live credit_unions table for NC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Allvac Savings and Call Report trajectory
Allvac Savings and: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +10.2% from $8.4M (2025Q4) to $9.3M (2026Q1).
- Net-worth ratio shifted -1.58 pp (19.18% → 17.60%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 17.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 94.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 14.6 pts
Call Report ratios for Allvac Savings and
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.60% | -1.46 pp |
| Delinquency Rate | 0.40% | -1.41 pp |
| Return on Assets | 1.66% | +1.20 pp |
| Member Growth | 0.35% | - |
| Loan-to-Share Ratio | 72.48% | +8.88 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.3M | - |
| 2025Q4 | $8.4M | 1,414 |
| 2024Q4 | $8.4M | 1,409 |
| 2023Q4 | $8.0M | 1,276 |
Credit Union Details
- Charter Number
- 60660
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- North Carolina
- City
- MONROE
- Data Quarter
- 2025Q4
Branch Location
Allvac Savings and operates a single office in MONROE, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ATI Branch (Main Office) | MONROE, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Carolina
A look at other North Carolina credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Allvac Savings and
Cross-state asset and health neighbours for Allvac Savings and - kept outside North Carolina; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (94/100 here).
Using this data
- Allvac Savings and ranks #453 of 4,374 nationally on financial health and #5 of 57 in NC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ARCADE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ARCADE
- Rates and health both vary by institution, not just by state -- see how North Carolina credit unions compare overall before assuming this one is typical. North Carolina state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Allvac Savings and financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Allvac Savings and carries a financial health score of 94/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #453 of 4,374; by total assets it ranks #3,648 of 4,374 nationally (same basis as /rankings/largest); and #53 of 57 within North Carolina. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 17.60% net worth ratio and a 0.40% delinquency rate.
How does Allvac Savings and compare to other credit unions?
PlainCU's health composite puts Allvac Savings and at 94/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Allvac Savings and?
Membership eligibility for Allvac Savings and depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Allvac Savings and directly for current membership requirements and application steps.
Is my money safe at Allvac Savings and?
Federal credit unions like Allvac Savings and are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Allvac Savings and's net worth ratio of 17.60% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Allvac Savings and offer compared to banks?
Credit unions like Allvac Savings and are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Allvac Savings and directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.