Federal credit union · Chesapeake, Virginia · NCUA charter #13605
ABNB
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $956.9M
- Total assets
- 75,628
- Members
- 7.6%
- Net-worth ratio
ABNB scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $956.9M; members 75,628; net-worth ratio 7.64%; health rank #2,665 of 4,374; healthier than 39th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,665 of 4,374 health · 2025Q4ABNB · health 81/100 · $956.9M · 2025Q4
Call Report peers
ABNB in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ABNB vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ABNB sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
ABNB: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 91.84% vs peer 83.90% (+7.94 pp).
- Net Worth Ratio trails the peer set - 7.64% here, 11.18% peer average (-3.54 pp).
ABNB in Virginia
- Virginia health ordinal: #50 of 95.
- Virginia assets place: #16 of 95.
- Membership ranks #12 of 95 among Virginia CUs with a reported count (75,628 members).
- One place up in Virginia, BAYPORT (#49) ties at 81/100; one place down, Richmond Heritage (#51) scores 80/100, 1 point lower.
ABNB Call Report trajectory
ABNB: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.0% from $956.9M (2025Q4) to $947.8M (2026Q1).
- Net-worth ratio shifted +0.06 pp (7.58% → 7.64%).
This credit union's 7.64% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
ABNB gives up 19 points in total. Member Growth costs the most, 6.5 of its 15; Loan-to-Share Ratio loses the least, 0.8.
- Net Worth Ratio 24.1 pts
- Delinquency Rate 22.4 pts
- Return on Assets 12.3 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 13.7 pts
ABNB health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.64% | -3.54 pp |
| Delinquency Rate | 0.76% | -0.11 pp |
| Return on Assets | 0.32% | -0.19 pp |
| Member Growth | -0.26% | - |
| Loan-to-Share Ratio | 91.84% | +7.94 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - ABNB
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $947.8M | - |
| 2025Q4 | $956.9M | 75,628 |
| 2024Q4 | $835.2M | 75,825 |
| 2023Q4 | $881.9M | 81,404 |
Credit Union Details
- Charter Number
- 13605
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- Virginia
- City
- Chesapeake
- Data Quarter
- 2025Q4
Branch Locations (16)
Per its most recent NCUA branch filing, ABNB runs 16 offices in 8 different cities across 2 states.
| Office | City |
|---|---|
| Operations Center (Main Office) | Chesapeake, VA |
| Cedar | Chesapeake, VA |
| Chesapeake Square | Chesapeake, VA |
| Towne Place | Chesapeake, VA |
| Elizabeth City | Elizabeth City, NC |
| Moyock | Moyock, NC |
| Ghent | Norfolk, VA |
| Wards Corner Branch | Norfolk, VA |
| USCG Base Portsmouth | Portsmouth, VA |
| Lakeside | Suffolk, VA |
| Harbour View | Suffolk, VA |
| Fairfield | Virginia Beach, VA |
| General Booth | Virginia Beach, VA |
| Haygood | Virginia Beach, VA |
| Little Neck | Virginia Beach, VA |
| Yorktown | Yorktown, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- ABNB ranks #2,665 of 4,374 nationally on financial health and #50 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 1st Advantage is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 1st Advantage
Frequently Asked Questions
Is ABNB financially healthy?
ABNB has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,665 of 4,374 nationally on health and #50 of 95 in Virginia. Its net worth ratio is 7.64% and its delinquency rate 0.76%.
How does ABNB compare to other credit unions?
ABNB scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (91.84% vs 83.90%). Its widest shortfall is net worth ratio (7.64% vs 11.18%).
How can I join ABNB?
ABNB operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ABNB directly for the exact boundaries and application steps.
Is my money safe at ABNB?
ABNB is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ABNB's net worth ratio of 7.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.