Interactive tool · NCUA 5300 data
Compare Credit Unions Side by Side
Pick any two credit unions to compare financial health, assets, membership, net worth ratio, delinquency and ROA, all from NCUA quarterly Call Report data.
Compare any two of 4,374 federally insured U.S. credit unions on PlainCU using the same NCUA 5300 Call Report metrics: assets, members, net worth, delinquency, ROA, and health score.
- 4,374 federally insured CUs
- 16 popular pairs ready
- NCUA Call Report Q4 2025
According to the National Credit Union Administration (NCUA) 5300 Call Report for Q4 2025, there are 4,374 federally-insured U.S. credit unions. Compare any two side by side on the same financial-health measures PlainCU scores; see our methodology for how each figure is sourced and computed.
Build a Custom Comparison
Research starting point
Find Comparison Candidates
Narrow the public Call Report records before adding two to the comparison. These filters are a research aid, not a recommendation or a check of membership eligibility, rates, or account fit.
What a lookup can verify
Every credit union has a record, not every record runs deep
All 4,374 federally-insured credit unions carry a base NCUA Call Report record. The branch-network layers below, mapped location, multi-branch reach, ATM access, drive-thru service, exist for a smaller share, so a lookup or comparison returns more detail for some credit unions than others.
- NCUA Call Report on file 100% 4,374
Assets, members, net worth, delinquency, ROA and health score for every federally-insured credit union.
- Branch office mapped 98.9% 4,328
At least one physical location on file from the NCUA institution/branch data.
- Multi-branch network 68.5% 2,996
Two or more mapped branch offices, not a single-office credit union.
- ATM access on file 60.6% 2,649
A mapped branch reports an on-site ATM.
- Drive-thru service on file 59.9% 2,619
A mapped branch reports drive-thru service.
Share of the 4,374-credit-union NCUA registry carrying each layer. Source: NCUA 5300 Call Report and NCUA institution/branch data, current release.
Popular Comparisons
Largest credit unions by total assets compared against each other.
Largest Credit Unions by Assets
How PlainCU Comparison Works
Financial Health Score
Composite 0–100 score based on net worth ratio, delinquency rate, ROA, loan-to-share ratio, and member growth. Higher is better.
Capital Adequacy
Net worth ratio shows how well-capitalized a credit union is. NCUA requires at least 7% to be "well capitalized." Source: NCUA quarterly call reports.
Loan Quality
Delinquency rate measures loans 60+ days past due as a percent of total loans. Lower rates indicate stronger underwriting and lower credit risk.
Download the Call Report state snapshot cited on this page: cu-call-report-statistics.csv (same CSV as /statistics, CC BY 4.0).
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. This page draws directly on NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.