Federal credit union · WHITE PLAINS, New York · NCUA charter #16790
Union Baptist Greenburgh
Health score 38/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 38
- Health / 100
- $360K
- Total assets
- 157
- Members
- 29.4%
- Net-worth ratio
Union Baptist Greenburgh scores 38/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $360K; members 157; net-worth ratio 29.45%; health rank #4,347 of 4,374; healthier than 1st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,347 of 4,374 health · 2025Q4Union Baptist Greenburgh · health 38/100 · $360K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Union Baptist Greenburgh vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Union Baptist Greenburgh sits in 35-39 with 14 others.
38 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Union Baptist Greenburgh: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 29.45% vs peer 22.93% (+6.52 pp).
- Largest lag: Loan-to-Share Ratio at 26.59% vs peer 52.70% (-26.11 pp).
New York standing for Union Baptist Greenburgh
- Health composite ranks #270 of 272 among scored New York credit unions.
- By total assets, Union Baptist Greenburgh is #265 of 272 in New York.
- Member book place in New York: #261 of 272.
- One place up in New York, Harrison Teachers (#269) scores 43/100, 5 points higher; one place down, BROCKPORT (#271) scores 34/100, 4 points lower.
Union Baptist Greenburgh: 2025Q4 → 2026Q1
Union Baptist Greenburgh: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -8.8% from $360K (2025Q4) to $328K (2026Q1).
- Net-worth ratio shifted +1.68 pp (27.77% → 29.45%).
This credit union's 29.45% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 38/100 score is built
Union Baptist Greenburgh gives up 62 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.0 pts
Union Baptist Greenburgh vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.45% | +6.52 pp |
| Delinquency Rate | 17.90% | +13.42 pp |
| Return on Assets | -4.43% | -4.65 pp |
| Member Growth | -10.29% | - |
| Loan-to-Share Ratio | 26.59% | -26.11 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Union Baptist Greenburgh filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $328K | - |
| 2025Q4 | $360K | 157 |
| 2024Q4 | $387K | 175 |
| 2023Q4 | $476K | 201 |
Credit Union Details
- Charter Number
- 16790
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- Under $2M
- State
- New York
- City
- WHITE PLAINS
- Data Quarter
- 2025Q4
Branch Locations (3)
Union Baptist Greenburgh operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Union baptist Greenburgh FCU (Main Office) | White Plains, NY |
| FISERV | frisco, TX |
| Union Baptist Greenburgh | White Plains, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Union Baptist Greenburgh ranks #4,347 of 4,374 nationally on financial health and #270 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Spc Brooklyn is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Spc Brooklyn
Frequently Asked Questions
Is Union Baptist Greenburgh financially healthy?
Union Baptist Greenburgh has a financial health score of 38/100 (Weak) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,347 of 4,374 nationally on health and #270 of 272 in New York. Its net worth ratio is 29.45% and its delinquency rate 17.90%.
How does Union Baptist Greenburgh compare to other credit unions?
Union Baptist Greenburgh scores 38/100, higher than 1% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (29.45% vs 22.93%). Its widest shortfall is loan-to-share ratio (26.59% vs 52.70%).
How can I join Union Baptist Greenburgh?
Union Baptist Greenburgh operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Union Baptist Greenburgh directly for the exact boundaries and application steps.
Is my money safe at Union Baptist Greenburgh?
Union Baptist Greenburgh is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Union Baptist Greenburgh's net worth ratio of 29.45% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.