Federal credit union · Marysville, Ohio · NCUA charter #21787
M G Employees
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $2.1M
- Total assets
- 127
- Members
- 36.5%
- Net-worth ratio
M G Employees scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.1M; members 127; net-worth ratio 36.47%; health rank #2,673 of 4,374; healthier than 36th of scored peers.
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NCUA 5300 Call Report Masthead
#2,673 of 4,374 health · 2025Q4M G Employees · health 80/100 · $2.1M · 2025Q4
Call Report peers
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M G Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); M G Employees sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where M G Employees diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 36.47% vs peer 19.06% (+17.41 pp).
- Loan-to-Share Ratio trails the peer set - 23.10% here, 63.60% peer average (-40.50 pp).
M G Employees in Ohio
- Health composite ranks #117 of 196 among scored Ohio credit unions.
- Assets rank #187 of 196 inside Ohio ($2.1M reported).
- Membership ranks #195 of 196 among Ohio CUs with a reported count (127 members).
- One place up in Ohio, Education First Credit Union, Inc. (#116) scores 81/100, 1 point higher; one place down, ACME (#118) ties at 80/100.
M G Employees Call Report trajectory
M G Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.2% from $2.1M (2025Q4) to $2.1M (2026Q1).
- Net-worth ratio shifted +0.55 pp (35.92% → 36.47%).
At 36.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
M G Employees gives up 20 points in total. Member Growth costs the most, 12.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.2 pts
- Loan-to-Share Ratio 7.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 36.47% | +17.41 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.97% | +0.52 pp |
| Member Growth | -3.79% | - |
| Loan-to-Share Ratio | 23.10% | -40.50 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
M G Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.1M | - |
| 2025Q4 | $2.1M | 127 |
| 2024Q4 | $2.2M | 132 |
| 2023Q4 | $2.2M | 154 |
Credit Union Details
- Charter Number
- 21787
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Ohio
- City
- Marysville
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for M G Employees, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Huntsville, OH |
| FIS Mercury | Taylorsville, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Other-state peers near M G Employees
Using this data
- M G Employees ranks #2,673 of 4,374 nationally on financial health and #117 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ANTIOCH is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ANTIOCH
Frequently Asked Questions
Is M G Employees financially healthy?
M G Employees has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,673 of 4,374 nationally on health and #117 of 196 in Ohio. Its net worth ratio is 36.47% and its delinquency rate 0.00%.
How does M G Employees compare to other credit unions?
M G Employees scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (36.47% vs 19.06%). Its widest shortfall is loan-to-share ratio (23.10% vs 63.60%).
How can I join M G Employees?
M G Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact M G Employees directly for the exact boundaries and application steps.
Is my money safe at M G Employees?
M G Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. M G Employees's net worth ratio of 36.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.