Federal credit union · ROCHESTER, New York · NCUA charter #8854
UKRAINIAN
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $415.3M
- Total assets
- 28,425
- Members
- 8.1%
- Net-worth ratio
UKRAINIAN scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $415.3M; members 28,425; net-worth ratio 8.05%; health rank #3,431 of 4,374; healthier than 21st of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,431 of 4,374 health · 2025Q4UKRAINIAN · health 73/100 · $415.3M · 2025Q4
Call Report peers
UKRAINIAN in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
UKRAINIAN vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); UKRAINIAN sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where UKRAINIAN diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +17.42 pp (89.62% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -4.06 pp (8.05% vs 12.11%).
UKRAINIAN in New York
- In New York, health place is #198 of 272 on the same NCUA-ratio sort used nationally.
- By total assets, UKRAINIAN is #39 of 272 in New York.
- Membership ranks #39 of 272 among New York CUs with a reported count (28,425 members).
- One place up in New York, Heritage Financial (#197) ties at 73/100; one place down, Syracuse Postal (#199) ties at 73/100.
UKRAINIAN Call Report trajectory
UKRAINIAN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $415.3M (2025Q4) to $422.8M (2026Q1).
- Net-worth ratio shifted +0.08 pp (7.97% → 8.05%).
8.05% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 73/100 score is built
UKRAINIAN gives up 27 points in total. Return on Assets costs the most, 9.7 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 25.1 pts
- Delinquency Rate 20.7 pts
- Return on Assets 5.3 pts
- Member Growth 7.2 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for UKRAINIAN
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.05% | -4.06 pp |
| Delinquency Rate | 0.93% | +0.03 pp |
| Return on Assets | 0.02% | -0.61 pp |
| Member Growth | -0.99% | - |
| Loan-to-Share Ratio | 89.62% | +17.42 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
UKRAINIAN filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $422.8M | - |
| 2025Q4 | $415.3M | 28,425 |
| 2024Q4 | $396.0M | 28,708 |
| 2023Q4 | $390.3M | 27,267 |
Credit Union Details
- Charter Number
- 8854
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $100M–$500M
- State
- New York
- City
- ROCHESTER
- Data Quarter
- 2025Q4
Branch Locations (15)
Per its most recent NCUA branch filing, UKRAINIAN runs 15 offices in 15 different cities across 9 states.
| Office | City |
|---|---|
| Rochester Main Office (Main Office) | Rochester, NY |
| Amherst Branch | Amherst, NY |
| Buffalo Branch | Buffalo, NY |
| Citrus Heights Branch | Citrus Heights, CA |
| Portland branch | Clackamas, OR |
| Parma Osnova Branch | Cleveland, OH |
| Federal Way Branch | Federal Way, WA |
| Hallandale Beach branch | Hallandale Beach, FL |
| Matthews branch | Matthews, NC |
| Rancho Cordova Branch | Rancho Cordova, CA |
| Spartanburg Branch | Spartanburg, SC |
| Syracuse branch | Syracuse, NY |
| Vancouver branch | Vancouver, WA |
| Webster branch | Webster, NY |
| Boston branch | Westwood, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- UKRAINIAN ranks #3,431 of 4,374 nationally on financial health and #198 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- High Point is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with High Point
Frequently Asked Questions
Is UKRAINIAN financially healthy?
On its 2025Q4 NCUA 5300 filing, UKRAINIAN scores 73/100 (Very Good), with a 8.05% net worth ratio and 0.93% of loans delinquent. It ranks #3,431 of 4,374 nationally on health and #198 of 272 in New York.
How does UKRAINIAN compare to other credit unions?
UKRAINIAN scores 73/100, higher than 21% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (89.62% vs 72.20%). Its widest shortfall is net worth ratio (8.05% vs 12.11%).
How can I join UKRAINIAN?
UKRAINIAN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact UKRAINIAN directly for the exact boundaries and application steps.
Is my money safe at UKRAINIAN?
UKRAINIAN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. UKRAINIAN's net worth ratio of 8.05% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.