Federal credit union · Kendall Park, New Jersey · NCUA charter #24925
MAUN
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $2.7M
- Total assets
- 393
- Members
- 14.5%
- Net-worth ratio
MAUN scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.7M; members 393; net-worth ratio 14.53%; health rank #346 of 4,374; healthier than 90th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#346 of 4,374 health · 2025Q4MAUN · health 95/100 · $2.7M · 2025Q4
- BOOK 95/100
- CHARTER 14.5%
- NCUSIF 1.06%
- CAMELS 0.76%
- HEALTH $2.7M
- NW 393
- DELQ #346/4,374
- ROA n/a
- ASSETS 24925
Call Report peers
MAUN carries $2.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MAUN vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MAUN - Share Insurance Coverage
Charter #24925's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where MAUN diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 87.49% here, 63.60% peer average (+23.89 pp).
- Largest lag: Net Worth Ratio at 14.53% vs peer 19.06% (-4.53 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where MAUN sits in New Jersey
- In New Jersey, health place is #3 of 127 on the same NCUA-ratio sort used nationally.
- New Jersey assets place: #114 of 127.
- Membership ranks #115 of 127 among New Jersey CUs with a reported count (393 members).
In-state ordinals use the live credit_unions table for NJ only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for MAUN
MAUN: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +15.3% from $2.7M (2025Q4) to $3.1M (2026Q1).
- Net-worth ratio shifted -2.24 pp (16.77% → 14.53%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.53% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.5 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.5 pts
MAUN vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.53% | -4.53 pp |
| Delinquency Rate | 1.06% | -0.75 pp |
| Return on Assets | 0.76% | +0.31 pp |
| Member Growth | 59.11% | - |
| Loan-to-Share Ratio | 87.49% | +23.89 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
MAUN filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.1M | - |
| 2025Q4 | $2.7M | 393 |
| 2024Q4 | $2.2M | 247 |
| 2023Q4 | $1.6M | 224 |
Credit Union Details
- Charter Number
- 24925
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- Kendall Park
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for MAUN, spread across 2 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Kendall Park, NJ |
| NBIC | North Brunswick, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Cross-state Call Report peers for MAUN
Two NCUA Call Report peer sets for MAUN, both outside New Jersey so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- MAUN ranks #346 of 4,374 nationally on financial health and #3 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Public Service E.D. Trenton is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Public Service E.D. Trenton
- Rates and health both vary by institution, not just by state -- see how New Jersey credit unions compare overall before assuming this one is typical. New Jersey state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is MAUN financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, MAUN carries a financial health score of 95/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #346 of 4,374; by total assets it ranks #4,074 of 4,374 nationally (same basis as /rankings/largest); and #114 of 127 within New Jersey. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 14.53% net worth ratio and a 1.06% delinquency rate.
How does MAUN compare to other credit unions?
On PlainCU's health composite, MAUN lands at 95/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join MAUN?
MAUN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact MAUN directly for the exact boundaries and application steps.
Is my money safe at MAUN?
Federal credit unions like MAUN are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MAUN's net worth ratio of 14.53% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does MAUN offer compared to banks?
Credit unions like MAUN are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact MAUN directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.