Federal credit union · SOLON, Ohio · NCUA charter #15451
Solon/Chagrin Falls
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $9.6M
- Total assets
- 625
- Members
- 19.5%
- Net-worth ratio
Solon/Chagrin Falls scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.6M; members 625; net-worth ratio 19.47%; health rank #2,690 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,690 of 4,374 health · 2025Q4Solon/Chagrin Falls · health 80/100 · $9.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Solon/Chagrin Falls vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Solon/Chagrin Falls sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Solon/Chagrin Falls vs $2M–$10M peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.81% (-1.81 pp).
- Loan-to-Share Ratio trails the peer set - 40.81% here, 63.60% peer average (-22.79 pp).
Solon/Chagrin Falls in Ohio
- In Ohio, health place is #120 of 196 on the same NCUA-ratio sort used nationally.
- Ohio assets place: #169 of 196.
- Member book place in Ohio: #179 of 196.
- One place up in Ohio, Fasson Employees (#119) ties at 80/100; one place down, Genfed Financial (#121) ties at 80/100.
Solon/Chagrin Falls: 2025Q4 → 2026Q1
Solon/Chagrin Falls: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $9.6M (2025Q4) to $9.7M (2026Q1).
- Net-worth ratio shifted -0.03 pp (19.50% → 19.47%).
At 19.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
Solon/Chagrin Falls gives up 20 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.0 pts
Solon/Chagrin Falls vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.47% | +0.41 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.55% | +0.10 pp |
| Member Growth | -8.36% | - |
| Loan-to-Share Ratio | 40.81% | -22.79 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Solon/Chagrin Falls filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.7M | - |
| 2025Q4 | $9.6M | 625 |
| 2024Q4 | $9.6M | 682 |
| 2023Q4 | $9.0M | 720 |
Credit Union Details
- Charter Number
- 15451
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Ohio
- City
- SOLON
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Solon/Chagrin Falls runs 2 offices.
| Office | City |
|---|---|
| Main Office (Main Office) | Solon, OH |
| Disaster Recovery | Solon, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Solon/Chagrin Falls nationwide neighbourhoods
Similar health score
Using this data
- Solon/Chagrin Falls ranks #2,690 of 4,374 nationally on financial health and #120 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Greater Cleveland Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Greater Cleveland Community
Frequently Asked Questions
Is Solon/Chagrin Falls financially healthy?
Solon/Chagrin Falls has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,690 of 4,374 nationally on health and #120 of 196 in Ohio. Its net worth ratio is 19.47% and its delinquency rate 0.00%.
How does Solon/Chagrin Falls compare to other credit unions?
Solon/Chagrin Falls scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is loan-to-share ratio (40.81% vs 63.60%).
How can I join Solon/Chagrin Falls?
Solon/Chagrin Falls is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Solon/Chagrin Falls directly to confirm eligibility.
Is my money safe at Solon/Chagrin Falls?
Solon/Chagrin Falls is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Solon/Chagrin Falls's net worth ratio of 19.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.