Federal credit union · BUFFALO, New York · NCUA charter #20279

Sister's Hospital Employees

Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.

79
Health / 100
$8.1M
Total assets
1,383
Members
11.9%
Net-worth ratio

Sister's Hospital Employees scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.1M; members 1,383; net-worth ratio 11.88%; health rank #2,866 of 4,374; healthier than 33rd of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#2,866 of 4,374 health · 2025Q4

Sister's Hospital Employees · health 79/100 · $8.1M · 2025Q4

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Sister's Hospital Employees vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Sister's Hospital Employees sits in 75-79 with 502 others.

79 33rd percentile higher than 33% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Sister's Hospital Employees: Call Report deltas vs peers

  • Largest favorable gap: Delinquency Rate at 0.20% vs peer 1.81% (-1.61 pp).
  • Widest shortfall vs peers is Loan-to-Share Ratio: -21.87 pp (41.73% vs 63.60%).

Where Sister's Hospital Employees sits in New York

  • In New York, health place is #162 of 272 on the same NCUA-ratio sort used nationally.
  • Assets rank #219 of 272 inside New York ($8.1M reported).
  • New York membership ordinal: #203 of 272.
  • One place up in New York, Seneca Nation of Indians (#161) ties at 79/100; one place down, Town of Hempstead Employees (#163) ties at 79/100.

Sister's Hospital Employees: 2025Q4 → 2026Q1

Sister's Hospital Employees: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

7,500,0008,000,0008,500,0009,000,000 2023Q42024Q42025Q42026Q1 8,664,938 8,143,299 ▼ -6.0%
  • Assets moved +0.5% from $8.1M (2025Q4) to $8.1M (2026Q1).
  • Net-worth ratio shifted +0.06 pp (11.82% → 11.88%).
Net worth ratio vs. NCUA well-capitalized threshold 79.2%

11.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 79/100 score is built

Sister's Hospital Employees gives up 21 points in total. Member Growth costs the most, 9.2 of its 15; Net Worth Ratio and Delinquency Rate score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 8.6 pts
  • Member Growth 5.8 pts
  • Loan-to-Share Ratio 9.6 pts

Sister's Hospital Employees vs peer ratios

Metric Value vs peer
Net Worth Ratio 11.88% -7.18 pp
Delinquency Rate 0.20% -1.61 pp
Return on Assets 0.09% -0.36 pp
Member Growth -1.78% -
Loan-to-Share Ratio 41.73% -21.87 pp

Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.

Sister's Hospital Employees filing history

Quarter Assets Members
2026Q1 $8.1M -
2025Q4 $8.1M 1,383
2024Q4 $7.6M 1,408
2023Q4 $8.7M 1,440

Credit Union Details

Charter Number
20279
Type
Federal
Field of Membership
Community
Peer Group
$2M–$10M
State
New York
City
BUFFALO
Data Quarter
2025Q4

Branch Location

The NCUA branch filing lists a single physical office for Sister's Hospital Employees.

Office City
main office (Main Office) buffalo, NY

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in New York

More federally-insured credit unions based in New York, ordered by peer group match and asset size.

Compare Sister's Hospital Employees vs PENN SOUTH COOPERATIVE

Cross-state Call Report peers for Sister's Hospital Employees

Using this data

  • Sister's Hospital Employees ranks #2,866 of 4,374 nationally on financial health and #162 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Penn South Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Penn South Cooperative

Frequently Asked Questions

Is Sister's Hospital Employees financially healthy?

On its 2025Q4 NCUA 5300 filing, Sister's Hospital Employees scores 79/100 (Very Good), with a 11.88% net worth ratio and 0.20% of loans delinquent. It ranks #2,866 of 4,374 nationally on health and #162 of 272 in New York.

How does Sister's Hospital Employees compare to other credit unions?

Sister's Hospital Employees scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.20% vs 1.81%). Its widest shortfall is loan-to-share ratio (41.73% vs 63.60%).

How can I join Sister's Hospital Employees?

Sister's Hospital Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Sister's Hospital Employees directly for the exact boundaries and application steps.

Is my money safe at Sister's Hospital Employees?

Sister's Hospital Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sister's Hospital Employees's net worth ratio of 11.88% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Sister's Hospital Employees. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.