Federal credit union · BUFFALO, New York · NCUA charter #20279
Sister's Hospital Employees
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $8.1M
- Total assets
- 1,383
- Members
- 11.9%
- Net-worth ratio
Sister's Hospital Employees scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.1M; members 1,383; net-worth ratio 11.88%; health rank #2,866 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,866 of 4,374 health · 2025Q4Sister's Hospital Employees · health 79/100 · $8.1M · 2025Q4
- ASSETS 79/100
- MEM 11.9%
- RANK 0.20%
- PHOTO 0.09%
- BOOK $8.1M
- CHARTER 1,383
- NCUSIF #2,866/4,374
- CAMELS n/a
- HEALTH 20279
Call Report peers
Sister's Hospital Employees carries $8.1M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sister's Hospital Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Sister's Hospital Employees - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #20279: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Sister's Hospital Employees: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.20% vs peer 1.81% (-1.61 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -21.87 pp (41.73% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Sister's Hospital Employees sits in New York
- In New York, health place is #162 of 272 on the same NCUA-ratio sort used nationally.
- Assets rank #219 of 272 inside New York ($8.1M reported).
- New York membership ordinal: #203 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Sister's Hospital Employees: 2025Q4 → 2026Q1
Sister's Hospital Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $8.1M (2025Q4) to $8.1M (2026Q1).
- Net-worth ratio shifted +0.06 pp (11.82% → 11.88%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 8.6 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 9.6 pts
Sister's Hospital Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.88% | -7.18 pp |
| Delinquency Rate | 0.20% | -1.61 pp |
| Return on Assets | 0.09% | -0.36 pp |
| Member Growth | -1.78% | - |
| Loan-to-Share Ratio | 41.73% | -21.87 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Sister's Hospital Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.1M | - |
| 2025Q4 | $8.1M | 1,383 |
| 2024Q4 | $7.6M | 1,408 |
| 2023Q4 | $8.7M | 1,440 |
Credit Union Details
- Charter Number
- 20279
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- New York
- City
- BUFFALO
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Sister's Hospital Employees.
| Office | City |
|---|---|
| main office (Main Office) | buffalo, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
- PENN SOUTH COOPERATIVENew York, NY · $2M–$10M75Health
- MAMTAMamaroneck, NY · $2M–$10M73Health
- LINTONTONAWANDA, NY · $2M–$10M85Health
- SENECA NATION OF INDIANSIRVING, NY · $2M–$10M79Health
- EVERESTJackson Heights, NY · $2M–$10M65Health
Compare Sister's Hospital Employees vs PENN SOUTH COOPERATIVE
Cross-state Call Report peers for Sister's Hospital Employees
Sister's Hospital Employees's nationwide photo peers by assets and by health score, excluding New York charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- Sister's Hospital Employees ranks #2,866 of 4,374 nationally on financial health and #162 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Penn South Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Penn South Cooperative
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Sister's Hospital Employees financially healthy?
Yes/no aside, the number is 79/100 (Very Good) - Sister's Hospital Employees's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,866 of 4,374; by total assets it ranks #3,666 of 4,374 nationally (same basis as /rankings/largest); and #219 of 272 within New York. Above 80 reads excellent, below 50 warrants closer monitoring; a 11.88% net worth ratio and 0.20% delinquency rate are the key drivers.
How does Sister's Hospital Employees compare to other credit unions?
PlainCU's health composite puts Sister's Hospital Employees at 79/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Sister's Hospital Employees?
Sister's Hospital Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Sister's Hospital Employees directly for the exact boundaries and application steps.
Is my money safe at Sister's Hospital Employees?
Federal credit unions like Sister's Hospital Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sister's Hospital Employees's net worth ratio of 11.88% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Sister's Hospital Employees offer compared to banks?
Credit unions like Sister's Hospital Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Sister's Hospital Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.