State credit union · Sugar Land, Texas · NCUA charter #67625
Schlumberger Employees
Health score 83/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $895.6M
- Total assets
- 27,851
- Members
- 23.7%
- Net-worth ratio
Schlumberger Employees - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #67625: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Schlumberger Employees - Five Health Pillars
Each bar is the credit union's 0-100 sub-score on one pillar of the composite. The weighted sum of these five sub-scores is the headline health score above, same NCUA 5300 figures, no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)90
- Earnings (ROA)100
- Member growth39
- Liquidity (loan-to-share)64
Weighted composite: 83/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
23.66% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 23.66% | 30% |
| Delinquency Rate | 0.76% | 25% |
| Return on Assets | 1.59% | 15% |
| Member Growth | -1.72% | 15% |
| Loan-to-Share Ratio | 39.68% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $895.6M | 27,851 |
| 2024Q4 | $878.6M | 28,338 |
| 2023Q4 | $901.7M | 27,923 |
Credit Union Details
- Charter Number
- 67625
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Sugar Land
- Data Quarter
- 2025Q4
What This Data Says About Schlumberger Employees
Headquartered in Sugar Land, Texas, Schlumberger Employees is a state credit union with 27,851 members, $895.6M in total assets, and $264.6M in outstanding loans on the books as of Q4 2025. Its five-factor composite puts the health score at 83/100 (Excellent), driven in part by a net worth ratio of 23.66% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. It carries charter #67625 and reports within peer group Over $500M, a cohort of 749 similarly-sized institutions.
On loan book quality: 0.76% of loans are 60+ days past due against the total loan book - the peer group average for Over $500M credit unions sits at 0.874%, so this institution is running tighter than peers. Meanwhile a 39.68% loan-to-share ratio shows how aggressively member deposits get deployed into lending, below the 60% band that typically signals under-deployed capital. Return on assets stands at 1.59% on net income of $14.2M for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -1.72%. These figures come from the 2025Q4 NCUA 5300 Call Report, filed on a quarterly cadence. The stated field of membership (currently: Other) governs who can join. Before opening an account or borrowing, see our disclaimer for NCUSIF deposit-insurance coverage and how to use this data.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Schlumberger Employees financially healthy?
A 23.66% net worth ratio and a 0.76% delinquency rate feed into Schlumberger Employees's financial health score of 83/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Schlumberger Employees compare to other credit unions?
PlainCU's health composite puts Schlumberger Employees at 83/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Schlumberger Employees?
Membership eligibility for Schlumberger Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Schlumberger Employees directly for current membership requirements and application steps.
Is my money safe at Schlumberger Employees?
Federal credit unions like Schlumberger Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Schlumberger Employees's net worth ratio of 23.66% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Schlumberger Employees offer compared to banks?
Credit unions like Schlumberger Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Schlumberger Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.