Federal credit union · Honolulu, Hawaii · NCUA charter #24284
Plumbers & Fitters Local 675
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $2.5M
- Total assets
- 875
- Members
- 18.7%
- Net-worth ratio
Plumbers & Fitters Local 675 scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.5M; members 875; net-worth ratio 18.74%; health rank #3,983 of 4,374; healthier than 8th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,983 of 4,374 health · 2025Q4Plumbers & Fitters Local 675 · health 62/100 · $2.5M · 2025Q4
Call Report peers
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Plumbers & Fitters Local 675 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Plumbers & Fitters Local 675 sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Plumbers & Fitters Local 675 vs $2M–$10M peers
- Return on Assets leads the peer set - 1.58% here, 0.45% peer average (+1.13 pp).
- Loan-to-Share Ratio trails the peer set - 20.21% here, 63.60% peer average (-43.39 pp).
Plumbers & Fitters Local 675: in-state Call Report ranks
- Hawaii health ordinal: #43 of 45.
- Hawaii assets place: #45 of 45.
- Membership ranks #44 of 45 among Hawaii CUs with a reported count (875 members).
- One place up in Hawaii, KAUAI (#42) scores 63/100, 1 point higher; one place down, Local Union 1186 Ibew (#44) ties at 62/100.
How Plumbers & Fitters Local 675's 5300 filing moved
Plumbers & Fitters Local 675: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.7% from $2.5M (2025Q4) to $2.4M (2026Q1).
- Net-worth ratio shifted +0.83 pp (17.91% → 18.74%).
18.74% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 62/100 score is built
Plumbers & Fitters Local 675 gives up 38 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 7.4 pts
Call Report ratios for Plumbers & Fitters Local 675
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.74% | -0.32 pp |
| Delinquency Rate | 5.32% | +3.51 pp |
| Return on Assets | 1.58% | +1.13 pp |
| Member Growth | 0.46% | - |
| Loan-to-Share Ratio | 20.21% | -43.39 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Plumbers & Fitters Local 675
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.4M | - |
| 2025Q4 | $2.5M | 875 |
| 2024Q4 | $2.6M | 871 |
| 2023Q4 | $2.7M | 858 |
Credit Union Details
- Charter Number
- 24284
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Hawaii
- City
- Honolulu
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Plumbers & Fitters Local 675, spread across 2 cities.
| Office | City |
|---|---|
| Plumbers & Fitters Local 675 FCU (Main Office) | Honolulu, HI |
| Pacific Business Services | HONOLULU, HI |
| IBEW 1186 FCU | Honolulu, HI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
Other federally-insured credit unions in Hawaii, closest first by peer group and asset size.
Other-state peers near Plumbers & Fitters Local 675
Using this data
- Plumbers & Fitters Local 675 ranks #3,983 of 4,374 nationally on financial health and #43 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GLOVER is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GLOVER
Frequently Asked Questions
Is Plumbers & Fitters Local 675 financially healthy?
Plumbers & Fitters Local 675 has a financial health score of 62/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,983 of 4,374 nationally on health and #43 of 45 in Hawaii. Its net worth ratio is 18.74% and its delinquency rate 5.32%.
How does Plumbers & Fitters Local 675 compare to other credit unions?
Plumbers & Fitters Local 675 scores 62/100, higher than 8% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (1.58% vs 0.45%). Its widest shortfall is loan-to-share ratio (20.21% vs 63.60%).
How can I join Plumbers & Fitters Local 675?
Plumbers & Fitters Local 675 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Plumbers & Fitters Local 675 directly for the current list of qualifying groups.
Is my money safe at Plumbers & Fitters Local 675?
Plumbers & Fitters Local 675 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Plumbers & Fitters Local 675's net worth ratio of 18.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.