State credit union · Green Bay, Wisconsin · NCUA charter #66424
PCM
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $501.0M
- Total assets
- 15,441
- Members
- 10.4%
- Net-worth ratio
PCM scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $501.0M; members 15,441; net-worth ratio 10.38%; health rank #535 of 4,374; healthier than 87th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#535 of 4,374 health · 2025Q4PCM · health 94/100 · $501.0M · 2025Q4
Call Report peers
PCM in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PCM vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PCM sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
PCM: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 90.32% vs peer 83.90% (+6.42 pp).
- Net Worth Ratio trails the peer set - 10.38% here, 11.18% peer average (-0.80 pp).
Wisconsin standing for PCM
- Health composite ranks #21 of 100 among scored Wisconsin credit unions.
- By total assets, PCM is #22 of 100 in Wisconsin.
- Wisconsin membership ordinal: #34 of 100.
- One place up in Wisconsin, Mcu Financial Center (#20) ties at 94/100; one place down, INDIANHEAD (#22) scores 93/100, 1 point lower.
PCM: 2025Q4 → 2026Q1
PCM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $501.0M (2025Q4) to $511.3M (2026Q1).
- Net-worth ratio shifted +0.06 pp (10.32% → 10.38%).
At 10.38%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
PCM gives up 6 points in total. Return on Assets costs the most, 2.7 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.8 pts
- Return on Assets 12.3 pts
- Member Growth 12.6 pts
- Loan-to-Share Ratio 14.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.38% | -0.80 pp |
| Delinquency Rate | 0.52% | -0.35 pp |
| Return on Assets | 0.32% | -0.19 pp |
| Member Growth | 2.99% | - |
| Loan-to-Share Ratio | 90.32% | +6.42 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $511.3M | - |
| 2025Q4 | $501.0M | 15,441 |
| 2024Q4 | $468.1M | 14,993 |
| 2023Q4 | $450.1M | 14,446 |
Credit Union Details
- Charter Number
- 66424
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Green Bay
- Data Quarter
- 2025Q4
Branch Locations (3)
PCM operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Green Bay Main Office (Main Office) | Green Bay, WI |
| Howard Office | Green Bay, WI |
| Marinette Office | Marinette, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- PCM ranks #535 of 4,374 nationally on financial health and #21 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SIMPLICITY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SIMPLICITY
Frequently Asked Questions
Is PCM financially healthy?
PCM has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #535 of 4,374 nationally on health and #21 of 100 in Wisconsin. Its net worth ratio is 10.38% and its delinquency rate 0.52%.
How does PCM compare to other credit unions?
PCM scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (90.32% vs 83.90%). Its widest shortfall is net worth ratio (10.38% vs 11.18%).
How can I join PCM?
Membership eligibility for PCM depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact PCM directly for current membership requirements and application steps.
Is my money safe at PCM?
PCM is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PCM's net worth ratio of 10.38% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.