State credit union · KANSAS CITY, Missouri · NCUA charter #64777
Bluescope Employees'
Health score 40/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 40
- Health / 100
- $1.1M
- Total assets
- 353
- Members
- 8.1%
- Net-worth ratio
Bluescope Employees' scores 40/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.1M; members 353; net-worth ratio 8.06%; health rank #4,342 of 4,374; healthier than 1st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,342 of 4,374 health · 2025Q4Bluescope Employees' · health 40/100 · $1.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Bluescope Employees' vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Bluescope Employees' sits in 40-44 with 25 others.
40 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Bluescope Employees': Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 52.77% here, 52.70% peer average (+0.07 pp).
- Largest lag: Net Worth Ratio at 8.06% vs peer 22.93% (-14.87 pp).
Missouri standing for Bluescope Employees'
- Missouri health ordinal: #87 of 89.
- Assets rank #87 of 89 inside Missouri ($1.1M reported).
- Membership ranks #86 of 89 among Missouri CUs with a reported count (353 members).
- One place up in Missouri, Kansas City (#86) scores 47/100, 7 points higher; one place down, WEDEVELOPMENT (#88) scores 36/100, 4 points lower.
Bluescope Employees' Call Report trajectory
Bluescope Employees': total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -35.2% from $1.1M (2025Q4) to $738K (2026Q1).
- Net-worth ratio shifted -4.53 pp (12.59% → 8.06%).
This credit union's 8.06% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 40/100 score is built
Bluescope Employees' gives up 60 points in total. Delinquency Rate costs the most, 25 of its 25; Loan-to-Share Ratio loses the least, 3.9.
- Net Worth Ratio 25.2 pts
- Delinquency Rate 0.0 pts
- Return on Assets 3.9 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.9 pts
Bluescope Employees' health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.06% | -14.87 pp |
| Delinquency Rate | 4.50% | +0.03 pp |
| Return on Assets | -0.07% | -0.29 pp |
| Member Growth | -7.83% | - |
| Loan-to-Share Ratio | 52.77% | +0.07 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Bluescope Employees' filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $738K | - |
| 2025Q4 | $1.1M | 353 |
| 2024Q4 | $1.3M | 383 |
| 2023Q4 | $1.6M | 393 |
Credit Union Details
- Charter Number
- 64777
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Missouri
- City
- KANSAS CITY
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Bluescope Employees' runs 3 offices.
| Office | City |
|---|---|
| Main Office (Main Office) | Kansas City, MO |
| Main Office | Kansas City, MO |
| Main Office | Kansas City, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Bluescope Employees' ranks #4,342 of 4,374 nationally on financial health and #87 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Co - Lib is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Co - Lib
Frequently Asked Questions
Is Bluescope Employees' financially healthy?
On its 2025Q4 NCUA 5300 filing, Bluescope Employees' scores 40/100 (Below Average), with a 8.06% net worth ratio and 4.50% of loans delinquent. It ranks #4,342 of 4,374 nationally on health and #87 of 89 in Missouri.
How does Bluescope Employees' compare to other credit unions?
Bluescope Employees' scores 40/100, higher than 1% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (52.77% vs 52.70%). Its widest shortfall is net worth ratio (8.06% vs 22.93%).
How can I join Bluescope Employees'?
Membership eligibility for Bluescope Employees' depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Bluescope Employees' directly for current membership requirements and application steps.
Is my money safe at Bluescope Employees'?
Bluescope Employees' is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Bluescope Employees''s net worth ratio of 8.06% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.