Federal credit union · JERSEY CITY, New Jersey · NCUA charter #6944
Jersey City Police
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $8.0M
- Total assets
- 1,027
- Members
- 27.3%
- Net-worth ratio
Jersey City Police scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.0M; members 1,027; net-worth ratio 27.27%; health rank #3,571 of 4,374; healthier than 17th of scored peers.
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NCUA 5300 Call Report Masthead
#3,571 of 4,374 health · 2025Q4Jersey City Police · health 70/100 · $8.0M · 2025Q4
Call Report peers
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Jersey City Police vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Jersey City Police sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Jersey City Police vs $2M–$10M peers
- Largest favorable gap: Net Worth Ratio at 27.27% vs peer 19.06% (+8.21 pp).
- Loan-to-Share Ratio trails the peer set - 35.50% here, 63.60% peer average (-28.10 pp).
Jersey City Police: in-state Call Report ranks
- New Jersey health ordinal: #78 of 127.
- New Jersey assets place: #90 of 127.
- New Jersey membership ordinal: #85 of 127.
- One place up in New Jersey, Bridgeton Onized (#77) scores 71/100, 1 point higher; one place down, Hoboken School Employees (#79) ties at 70/100.
Jersey City Police Call Report trajectory
Jersey City Police: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $8.0M (2025Q4) to $8.1M (2026Q1).
- Net-worth ratio shifted +0.14 pp (27.13% → 27.27%).
This credit union's 27.27% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
Jersey City Police gives up 30 points in total. Delinquency Rate costs the most, 15 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio 8.8 pts
Jersey City Police health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 27.27% | +8.21 pp |
| Delinquency Rate | 2.39% | +0.58 pp |
| Return on Assets | 1.56% | +1.11 pp |
| Member Growth | -1.53% | - |
| Loan-to-Share Ratio | 35.50% | -28.10 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Jersey City Police filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.1M | - |
| 2025Q4 | $8.0M | 1,027 |
| 2024Q4 | $8.7M | 1,043 |
| 2023Q4 | $9.0M | 1,043 |
Credit Union Details
- Charter Number
- 6944
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- JERSEY CITY
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Jersey City Police runs 3 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Jersey City Police FCU (Main Office) | Jersey City, NJ |
| FedComp | Fairfax, VA |
| JC Police | Jersey City, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
Other-state peers near Jersey City Police
Similar health score
Using this data
- Jersey City Police ranks #3,571 of 4,374 nationally on financial health and #78 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- I.L.a. Local 1235 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with I.L.a. Local 1235
Frequently Asked Questions
Is Jersey City Police financially healthy?
On its 2025Q4 NCUA 5300 filing, Jersey City Police scores 70/100 (Very Good), with a 27.27% net worth ratio and 2.39% of loans delinquent. It ranks #3,571 of 4,374 nationally on health and #78 of 127 in New Jersey.
How does Jersey City Police compare to other credit unions?
Jersey City Police scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (27.27% vs 19.06%). Its widest shortfall is loan-to-share ratio (35.50% vs 63.60%).
How can I join Jersey City Police?
Jersey City Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Jersey City Police directly to confirm current membership steps.
Is my money safe at Jersey City Police?
Jersey City Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jersey City Police's net worth ratio of 27.27% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.