Federal credit union · Bloomfield, New Jersey · NCUA charter #7069
Bloomfield Fire and Police
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $9.9M
- Total assets
- 1,287
- Members
- 14.3%
- Net-worth ratio
Bloomfield Fire and Police scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.9M; members 1,287; net-worth ratio 14.35%; health rank #3,461 of 4,374; healthier than 20th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,461 of 4,374 health · 2025Q4Bloomfield Fire and Police · health 72/100 · $9.9M · 2025Q4
Call Report peers
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Bloomfield Fire and Police vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Bloomfield Fire and Police sits in 70-74 with 317 others.
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Bloomfield Fire and Police diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 79.27% here, 63.60% peer average (+15.67 pp).
- Largest lag: Net Worth Ratio at 14.35% vs peer 19.06% (-4.71 pp).
Where Bloomfield Fire and Police sits in New Jersey
- Health composite ranks #69 of 127 among scored New Jersey credit unions.
- By total assets, Bloomfield Fire and Police is #86 of 127 in New Jersey.
- New Jersey membership ordinal: #76 of 127.
- One place up in New Jersey, Merck Employees (#68) ties at 72/100; one place down, 1st Bergen (#70) scores 71/100, 1 point lower.
How Bloomfield Fire and Police's 5300 filing moved
Bloomfield Fire and Police: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $9.9M (2025Q4) to $10.1M (2026Q1).
- Net-worth ratio shifted -0.14 pp (14.49% → 14.35%).
14.35% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 72/100 score is built
Bloomfield Fire and Police gives up 28 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 0.0 pts
- Member Growth 7.3 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.35% | -4.71 pp |
| Delinquency Rate | 1.04% | -0.77 pp |
| Return on Assets | -0.60% | -1.05 pp |
| Member Growth | -0.92% | - |
| Loan-to-Share Ratio | 79.27% | +15.67 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.1M | - |
| 2025Q4 | $9.9M | 1,287 |
| 2024Q4 | $10.5M | 1,299 |
| 2023Q4 | $9.6M | 1,309 |
Credit Union Details
- Charter Number
- 7069
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- Bloomfield
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Bloomfield Fire and Police runs 2 offices.
| Office | City |
|---|---|
| Fire Headquarters (Main Office) | Bloomfield, NJ |
| Firehouse | Bloomfield, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Cross-state Call Report peers for Bloomfield Fire and Police
Similar health score
Using this data
- Bloomfield Fire and Police ranks #3,461 of 4,374 nationally on financial health and #69 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- East Orange Firemens is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with East Orange Firemens
Frequently Asked Questions
Is Bloomfield Fire and Police financially healthy?
Bloomfield Fire and Police has a financial health score of 72/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,461 of 4,374 nationally on health and #69 of 127 in New Jersey. Its net worth ratio is 14.35% and its delinquency rate 1.04%.
How does Bloomfield Fire and Police compare to other credit unions?
Bloomfield Fire and Police scores 72/100, higher than 20% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (79.27% vs 63.60%). Its widest shortfall is net worth ratio (14.35% vs 19.06%).
How can I join Bloomfield Fire and Police?
Bloomfield Fire and Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Bloomfield Fire and Police directly to confirm current membership steps.
Is my money safe at Bloomfield Fire and Police?
Bloomfield Fire and Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Bloomfield Fire and Police's net worth ratio of 14.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.