State credit union · San Antonio, Texas · NCUA charter #61267
Alamo City
Health score 37/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 37
- Health / 100
- $9.7M
- Total assets
- 1,044
- Members
- 4.6%
- Net-worth ratio
Alamo City scores 37/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.7M; members 1,044; net-worth ratio 4.61%; health rank #4,353 of 4,374; healthier than 0th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,353 of 4,374 health · 2025Q4Alamo City · health 37/100 · $9.7M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Alamo City vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Alamo City sits in 35-39 with 14 others.
37 0th percentile in the bottom 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Alamo City: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +14.56 pp (78.16% vs 63.60%).
- Largest lag: Net Worth Ratio at 4.61% vs peer 19.06% (-14.45 pp).
Alamo City: in-state Call Report ranks
- Texas health ordinal: #386 of 386.
- By total assets, Alamo City is #309 of 386 in Texas.
- Membership ranks #316 of 386 among Texas CUs with a reported count (1,044 members).
- No scored Texas credit union ranks lower; the next one up, Sp Trainmen (#385) scores 40/100, 3 points higher.
Alamo City Call Report trajectory
Alamo City: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.7% from $9.7M (2025Q4) to $9.4M (2026Q1).
- Net-worth ratio shifted +0.17 pp (4.44% → 4.61%).
4.61% net worth is short of the NCUA's 7.0% well-capitalized bar for this institution.
How the 37/100 score is built
Alamo City gives up 63 points in total. Net Worth Ratio costs the most, 18.5 of its 30; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 11.5 pts
- Delinquency Rate 10.2 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for Alamo City
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 4.61% | -14.45 pp |
| Delinquency Rate | 2.37% | +0.56 pp |
| Return on Assets | -3.19% | -3.64 pp |
| Member Growth | -14.98% | - |
| Loan-to-Share Ratio | 78.16% | +14.56 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Alamo City filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.4M | - |
| 2025Q4 | $9.7M | 1,044 |
| 2024Q4 | $10.8M | 1,228 |
| 2023Q4 | $11.6M | 1,329 |
Credit Union Details
- Charter Number
- 61267
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- San Antonio
- Data Quarter
- 2025Q4
Branch Location
Alamo City operates a single office in San Antonio, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Credit Union Office (Main Office) | San Antonio, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Alamo City nationwide neighbourhoods
Using this data
- Alamo City ranks #4,353 of 4,374 nationally on financial health and #386 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Neiman Marcus Group Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Neiman Marcus Group Employees
Frequently Asked Questions
Is Alamo City financially healthy?
Alamo City has a financial health score of 37/100 (Weak) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,353 of 4,374 nationally on health and #386 of 386 in Texas. Its net worth ratio is 4.61% and its delinquency rate 2.37%.
How does Alamo City compare to other credit unions?
Alamo City scores 37/100, higher than 0% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (78.16% vs 63.60%). Its widest shortfall is net worth ratio (4.61% vs 19.06%).
How can I join Alamo City?
Membership eligibility for Alamo City depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Alamo City directly for current membership requirements and application steps.
Is my money safe at Alamo City?
Alamo City is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Alamo City's net worth ratio of 4.61% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.