Federal credit union · Los Angeles, California · NCUA charter #16570
Los Angeles Lee
Health score 58/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 58
- Health / 100
- $644K
- Total assets
- 69
- Members
- 23.3%
- Net-worth ratio
Los Angeles Lee scores 58/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $644K; members 69; net-worth ratio 23.29%; health rank #4,103 of 4,374; healthier than 6th of scored peers.
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#4,103 of 4,374 health · 2025Q4Los Angeles Lee · health 58/100 · $644K · 2025Q4
Call Report peers
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Los Angeles Lee vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Los Angeles Lee sits in 55-59 with 115 others.
58 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Los Angeles Lee
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +8.73 pp (61.43% vs 52.70%).
- Largest lag: Delinquency Rate at 12.84% vs peer 4.48% (+8.36 pp).
Los Angeles Lee: in-state Call Report ranks
- California health ordinal: #236 of 243.
- Assets rank #240 of 243 inside California ($644K reported).
- Membership ranks #242 of 243 among California CUs with a reported count (69 members).
- One place up in California, INLAND (#235) scores 59/100, 1 point higher; one place down, County Schools (#237) ties at 58/100.
Los Angeles Lee: 2025Q4 → 2026Q1
Los Angeles Lee: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.1% from $644K (2025Q4) to $645K (2026Q1).
- Net-worth ratio shifted +0.07 pp (23.22% → 23.29%).
At 23.29%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 58/100 score is built
Los Angeles Lee gives up 42 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 13.0 pts
Los Angeles Lee vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.29% | +0.36 pp |
| Delinquency Rate | 12.84% | +8.36 pp |
| Return on Assets | 1.19% | +0.97 pp |
| Member Growth | -8.00% | - |
| Loan-to-Share Ratio | 61.43% | +8.73 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - Los Angeles Lee
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $645K | - |
| 2025Q4 | $644K | 69 |
| 2024Q4 | $652K | 75 |
| 2023Q4 | $640K | 76 |
Credit Union Details
- Charter Number
- 16570
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Under $2M
- State
- California
- City
- Los Angeles
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Los Angeles Lee runs 2 offices.
| Office | City |
|---|---|
| Main Credit Union (Main Office) | Los Angeles, CA |
| Disaster Recovery | Los Angeles, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Los Angeles Lee
Using this data
- Los Angeles Lee ranks #4,103 of 4,374 nationally on financial health and #236 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Delancey Street is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Delancey Street
Frequently Asked Questions
Is Los Angeles Lee financially healthy?
Los Angeles Lee has a financial health score of 58/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,103 of 4,374 nationally on health and #236 of 243 in California. Its net worth ratio is 23.29% and its delinquency rate 12.84%.
How does Los Angeles Lee compare to other credit unions?
Los Angeles Lee scores 58/100, higher than 6% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (61.43% vs 52.70%). Its widest shortfall is delinquency rate (12.84% vs 4.48%).
How can I join Los Angeles Lee?
Los Angeles Lee serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Los Angeles Lee directly for the current list of qualifying groups.
Is my money safe at Los Angeles Lee?
Los Angeles Lee is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Los Angeles Lee's net worth ratio of 23.29% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.