Federal credit union · Los Angeles, California · NCUA charter #16570
Los Angeles Lee
Health score 58/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 58
- Health / 100
- $644K
- Total assets
- 69
- Members
- 23.3%
- Net-worth ratio
Los Angeles Lee scores 58/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $644K; members 69; net-worth ratio 23.29%; health rank #4,103 of 4,374; healthier than 6th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,103 of 4,374 health · 2025Q4Los Angeles Lee · health 58/100 · $644K · 2025Q4
- CHARTER 58/100
- NCUSIF 23.3%
- CAMELS 12.84%
- HEALTH 1.19%
- NW $644K
- DELQ 69
- ROA #4,103/4,374
- ASSETS n/a
- MEM 16570
Call Report peers
Los Angeles Lee carries $644K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Los Angeles Lee vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
58 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Los Angeles Lee - Share Insurance Coverage
Charter #16570's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Los Angeles Lee
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +8.73 pp (61.43% vs 52.70%).
- Largest lag: Delinquency Rate at 12.84% vs peer 4.48% (+8.36 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Los Angeles Lee: in-state Call Report ranks
- California health ordinal: #236 of 243.
- Assets rank #240 of 243 inside California ($644K reported).
- Membership ranks #242 of 243 among California CUs with a reported count (69 members).
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Los Angeles Lee: 2025Q4 → 2026Q1
Los Angeles Lee: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.1% from $644K (2025Q4) to $645K (2026Q1).
- Net-worth ratio shifted +0.07 pp (23.22% → 23.29%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 23.29%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 58/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 58.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 13.0 pts
Los Angeles Lee vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.29% | +0.36 pp |
| Delinquency Rate | 12.84% | +8.36 pp |
| Return on Assets | 1.19% | +0.97 pp |
| Member Growth | -8.00% | - |
| Loan-to-Share Ratio | 61.43% | +8.73 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - Los Angeles Lee
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $645K | - |
| 2025Q4 | $644K | 69 |
| 2024Q4 | $652K | 75 |
| 2023Q4 | $640K | 76 |
Credit Union Details
- Charter Number
- 16570
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Under $2M
- State
- California
- City
- Los Angeles
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Los Angeles Lee runs 2 offices.
| Office | City |
|---|---|
| Main Credit Union (Main Office) | Los Angeles, CA |
| Disaster Recovery | Los Angeles, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Los Angeles Lee
Cross-state asset and health neighbours for Los Angeles Lee - kept outside California; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (58/100 here).
Using this data
- Los Angeles Lee ranks #4,103 of 4,374 nationally on financial health and #236 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Delancey Street is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Delancey Street
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Los Angeles Lee financially healthy?
Los Angeles Lee has a financial health score of 58/100 (Fair) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,103 of 4,374; by total assets it ranks #4,275 of 4,374 nationally (same basis as /rankings/largest); and #240 of 243 within California. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 23.29% and delinquency rate of 12.84%.
How does Los Angeles Lee compare to other credit unions?
PlainCU's health composite puts Los Angeles Lee at 58/100, compared to a peer group average for Under $2M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Los Angeles Lee?
Los Angeles Lee serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Los Angeles Lee directly for the current list of qualifying groups.
Is my money safe at Los Angeles Lee?
Federal credit unions like Los Angeles Lee are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Los Angeles Lee's net worth ratio of 23.29% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Los Angeles Lee offer compared to banks?
Credit unions like Los Angeles Lee are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Los Angeles Lee directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.