State credit union · NASHVILLE, Tennessee · NCUA charter #68135
Metropolitan Teachers
Health score 39/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 39
- Health / 100
- $2.5M
- Total assets
- 1,177
- Members
- 16.5%
- Net-worth ratio
Metropolitan Teachers scores 39/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.5M; members 1,177; net-worth ratio 16.53%; health rank #4,345 of 4,374; healthier than 1st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,345 of 4,374 health · 2025Q4Metropolitan Teachers · health 39/100 · $2.5M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Metropolitan Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Metropolitan Teachers sits in 35-39 with 14 others.
39 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Metropolitan Teachers diverges from peer averages
- Loan-to-Share Ratio trails the peer set - 37.23% here, 63.60% peer average (-26.37 pp).
Tennessee standing for Metropolitan Teachers
- Health composite ranks #127 of 127 among scored Tennessee credit unions.
- By total assets, Metropolitan Teachers is #120 of 127 in Tennessee.
- Membership ranks #107 of 127 among Tennessee CUs with a reported count (1,177 members).
- No scored Tennessee credit union ranks lower; the next one up, SOUTHERN (#126) scores 48/100, 9 points higher.
Quarter path for Metropolitan Teachers
Metropolitan Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $2.5M (2025Q4) to $2.6M (2026Q1).
- Net-worth ratio shifted +0.10 pp (16.43% → 16.53%).
16.53% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 39/100 score is built
Metropolitan Teachers gives up 61 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.0 pts
Metropolitan Teachers health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.53% | -2.53 pp |
| Delinquency Rate | 4.52% | +2.71 pp |
| Return on Assets | -4.20% | -4.65 pp |
| Member Growth | -35.19% | - |
| Loan-to-Share Ratio | 37.23% | -26.37 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Metropolitan Teachers filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.6M | - |
| 2025Q4 | $2.5M | 1,177 |
| 2024Q4 | $2.5M | 1,816 |
| 2023Q4 | $2.6M | 1,765 |
Credit Union Details
- Charter Number
- 68135
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Tennessee
- City
- NASHVILLE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Metropolitan Teachers runs one office.
| Office | City |
|---|---|
| MTCU BUILDING (Main Office) | Nashville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Metropolitan Teachers nationwide neighbourhoods
Similar health score
Using this data
- Metropolitan Teachers ranks #4,345 of 4,374 nationally on financial health and #127 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bulab Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bulab Employees
Frequently Asked Questions
Is Metropolitan Teachers financially healthy?
Metropolitan Teachers has a financial health score of 39/100 (Weak) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,345 of 4,374 nationally on health and #127 of 127 in Tennessee. Its net worth ratio is 16.53% and its delinquency rate 4.52%.
How does Metropolitan Teachers compare to other credit unions?
Metropolitan Teachers scores 39/100, higher than 1% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (37.23% vs 63.60%).
How can I join Metropolitan Teachers?
Membership eligibility for Metropolitan Teachers depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Metropolitan Teachers directly for current membership requirements and application steps.
Is my money safe at Metropolitan Teachers?
Metropolitan Teachers is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Metropolitan Teachers's net worth ratio of 16.53% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.