Federal credit union · Long Beach, New York · NCUA charter #3256
Long Beach Teachers
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $2.7M
- Total assets
- 357
- Members
- 24.1%
- Net-worth ratio
Long Beach Teachers scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.7M; members 357; net-worth ratio 24.11%; health rank #2,513 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,513 of 4,374 health · 2025Q4Long Beach Teachers · health 81/100 · $2.7M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Long Beach Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Long Beach Teachers sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Long Beach Teachers vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +5.05 pp (24.11% vs 19.06%).
- Loan-to-Share Ratio trails the peer set - 41.39% here, 63.60% peer average (-22.21 pp).
New York standing for Long Beach Teachers
- Health composite ranks #142 of 272 among scored New York credit unions.
- New York assets place: #238 of 272.
- New York membership ordinal: #246 of 272.
- One place up in New York, Adirondack Regional (#141) scores 82/100, 1 point higher; one place down, Crossroads Community (#143) ties at 81/100.
Long Beach Teachers: 2025Q4 → 2026Q1
Long Beach Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.2% from $2.7M (2025Q4) to $2.8M (2026Q1).
- Net-worth ratio shifted -0.80 pp (24.91% → 24.11%).
This credit union's 24.11% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Long Beach Teachers gives up 19 points in total. Member Growth costs the most, 13.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.3 pts
- Loan-to-Share Ratio 9.7 pts
Call Report ratios for Long Beach Teachers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.11% | +5.05 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.12% | +0.66 pp |
| Member Growth | -4.29% | - |
| Loan-to-Share Ratio | 41.39% | -22.21 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Long Beach Teachers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.8M | - |
| 2025Q4 | $2.7M | 357 |
| 2024Q4 | $2.9M | 373 |
| 2023Q4 | $3.1M | 379 |
Credit Union Details
- Charter Number
- 3256
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- New York
- City
- Long Beach
- Data Quarter
- 2025Q4
Branch Location
Long Beach Teachers operates a single office in Lido Beach, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Branch (Main Office) | Lido Beach, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Cross-state Call Report peers for Long Beach Teachers
Using this data
- Long Beach Teachers ranks #2,513 of 4,374 nationally on financial health and #142 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- I R E B is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with I R E B
Frequently Asked Questions
Is Long Beach Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Long Beach Teachers scores 81/100 (Excellent), with a 24.11% net worth ratio and 0.00% of loans delinquent. It ranks #2,513 of 4,374 nationally on health and #142 of 272 in New York.
How does Long Beach Teachers compare to other credit unions?
Long Beach Teachers scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (24.11% vs 19.06%). Its widest shortfall is loan-to-share ratio (41.39% vs 63.60%).
How can I join Long Beach Teachers?
Long Beach Teachers is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Long Beach Teachers directly to confirm eligibility.
Is my money safe at Long Beach Teachers?
Long Beach Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Long Beach Teachers's net worth ratio of 24.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.