Federal credit union · ORLANDO, Florida · NCUA charter #16979
Local 606 Electrical Workers
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $5.5M
- Total assets
- 408
- Members
- 24.7%
- Net-worth ratio
Local 606 Electrical Workers scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.5M; members 408; net-worth ratio 24.67%; health rank #1,744 of 4,374; healthier than 57th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,744 of 4,374 health · 2025Q4Local 606 Electrical Workers · health 86/100 · $5.5M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Local 606 Electrical Workers vs every NCUA-scored credit union
Local 606 Electrical Workers sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Local 606 Electrical Workers: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +5.61 pp (24.67% vs 19.06%).
- Largest lag: Loan-to-Share Ratio at 33.46% vs peer 63.60% (-30.14 pp).
Where Local 606 Electrical Workers sits in Florida
- Health composite ranks #55 of 109 among scored Florida credit unions.
- By total assets, Local 606 Electrical Workers is #107 of 109 in Florida.
- Member book place in Florida: #108 of 109.
- One place up in Florida, Florida Customs (#54) ties at 86/100; one place down, Tampa Bay (#56) ties at 86/100.
Quarter path for Local 606 Electrical Workers
Local 606 Electrical Workers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.1% from $5.5M (2025Q4) to $5.4M (2026Q1).
- Net-worth ratio shifted +0.58 pp (24.09% → 24.67%).
24.67% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
Local 606 Electrical Workers gives up 14 points in total. Member Growth costs the most, 6.9 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.2 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 8.7 pts
Local 606 Electrical Workers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.67% | +5.61 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.45% | -0.00 pp |
| Member Growth | -0.49% | - |
| Loan-to-Share Ratio | 33.46% | -30.14 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Local 606 Electrical Workers filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.4M | - |
| 2025Q4 | $5.5M | 408 |
| 2024Q4 | $5.7M | 410 |
| 2023Q4 | $5.9M | 408 |
Credit Union Details
- Charter Number
- 16979
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- $2M–$10M
- State
- Florida
- City
- ORLANDO
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Local 606 Electrical Workers runs one office.
| Office | City |
|---|---|
| LOCAL 606 ELECTRICAL WORKERS FCU (Main Office) | ORLANDO, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Local 606 Electrical Workers
Similar health score
Using this data
- Local 606 Electrical Workers ranks #1,744 of 4,374 nationally on financial health and #55 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Container Mutual is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Container Mutual
Frequently Asked Questions
Is Local 606 Electrical Workers financially healthy?
Local 606 Electrical Workers has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,744 of 4,374 nationally on health and #55 of 109 in Florida. Its net worth ratio is 24.67% and its delinquency rate 0.00%.
How does Local 606 Electrical Workers compare to other credit unions?
Local 606 Electrical Workers scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (24.67% vs 19.06%). Its widest shortfall is loan-to-share ratio (33.46% vs 63.60%).
How can I join Local 606 Electrical Workers?
Local 606 Electrical Workers serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Local 606 Electrical Workers directly for the current list of qualifying groups.
Is my money safe at Local 606 Electrical Workers?
Local 606 Electrical Workers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Local 606 Electrical Workers's net worth ratio of 24.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.