State credit union · MIAMI, Florida · NCUA charter #67338
Electricians' Local 349
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $4.8M
- Total assets
- 608
- Members
- 14.8%
- Net-worth ratio
Electricians' Local 349 scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.8M; members 608; net-worth ratio 14.80%; health rank #2,956 of 4,374; healthier than 31st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,956 of 4,374 health · 2025Q4Electricians' Local 349 · health 78/100 · $4.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Electricians' Local 349 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Electricians' Local 349 sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Electricians' Local 349 diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.63 pp (0.18% vs 1.81%).
- Loan-to-Share Ratio trails the peer set - 26.90% here, 63.60% peer average (-36.70 pp).
Electricians' Local 349 in Florida
- Florida health ordinal: #89 of 109.
- Florida assets place: #108 of 109.
- Membership ranks #105 of 109 among Florida CUs with a reported count (608 members).
- One place up in Florida, EVERGLADES (#88) scores 79/100, 1 point higher; one place down, South Atlantic (#90) ties at 78/100.
Electricians' Local 349 Call Report trajectory
Electricians' Local 349: total assets by quarter
2023Q4 to 2025Q4, NCUA 5300
- Assets moved -1.6% from $4.9M (2024Q4) to $4.8M (2025Q4).
- Membership moved -7.7% from 659 to 608 over the same window.
- Net-worth ratio shifted -4.31 pp (19.11% → 14.80%).
14.80% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
Electricians' Local 349 gives up 22 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.0 pts
Electricians' Local 349 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.80% | -4.26 pp |
| Delinquency Rate | 0.18% | -1.63 pp |
| Return on Assets | 1.99% | +1.54 pp |
| Member Growth | -7.74% | - |
| Loan-to-Share Ratio | 26.90% | -36.70 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Electricians' Local 349 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $4.8M | 608 |
| 2024Q4 | $4.9M | 659 |
| 2023Q4 | $5.2M | 681 |
Credit Union Details
- Charter Number
- 67338
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Florida
- City
- MIAMI
- Data Quarter
- 2025Q4
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
- LOCAL 606 ELECTRICAL WORKERSORLANDO, FL · $2M–$10M86Health
- CONTAINER MUTUALFernandina Beac, FL · $2M–$10M83Health
- UNITY OF EATONVILLEEatonville, FL · $2M–$10M54Health
- FLORIDA CUSTOMSTampa, FL · $2M–$10M86Health
- SHAW-ROSS EMPLOYEESMiami, FL · $2M–$10M72Health
Compare Electricians' Local 349 vs LOCAL 606 ELECTRICAL WORKERS
Other-state peers near Electricians' Local 349
Using this data
- Electricians' Local 349 ranks #2,956 of 4,374 nationally on financial health and #89 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Local 606 Electrical Workers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Local 606 Electrical Workers
Frequently Asked Questions
Is Electricians' Local 349 financially healthy?
Electricians' Local 349 has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,956 of 4,374 nationally on health and #89 of 109 in Florida. Its net worth ratio is 14.80% and its delinquency rate 0.18%.
How does Electricians' Local 349 compare to other credit unions?
Electricians' Local 349 scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.18% vs 1.81%). Its widest shortfall is loan-to-share ratio (26.90% vs 63.60%).
How can I join Electricians' Local 349?
Membership eligibility for Electricians' Local 349 depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Electricians' Local 349 directly for current membership requirements and application steps.
Is my money safe at Electricians' Local 349?
Electricians' Local 349 is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Electricians' Local 349's net worth ratio of 14.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.