Federal credit union · Sioux Falls, South Dakota · NCUA charter #60
LEVO
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $507.9M
- Total assets
- 37,210
- Members
- 11.1%
- Net-worth ratio
LEVO scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $507.9M; members 37,210; net-worth ratio 11.06%; health rank #1,127 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,127 of 4,374 health · 2025Q4LEVO · health 90/100 · $507.9M · 2025Q4
- HEALTH 90/100
- NW 11.1%
- DELQ 1.63%
- ROA 0.61%
- ASSETS $507.9M
- MEM 37,210
- RANK #1,127/4,374
- PHOTO PROPONENT
- BOOK 60
Call Report peers
LEVO in the assets neighbourhood
LEVO's $507.9M assets sit next to PROPONENT ($508.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
LEVO vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
LEVO - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #60. See our deposit-insurance coverage note.
LEVO: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 0.61% vs peer 0.51% (+0.10 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -9.85 pp (74.05% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
South Dakota standing for LEVO
- South Dakota health ordinal: #18 of 33.
- By total assets, LEVO is #3 of 33 in South Dakota.
- Membership ranks #3 of 33 among South Dakota CUs with a reported count (37,210 members).
In-state ordinals use the live credit_unions table for SD only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for LEVO
LEVO: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.7% from $507.9M (2025Q4) to $526.6M (2026Q1).
- Net-worth ratio shifted -0.27 pp (11.33% → 11.06%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.06% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.2 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.8 pts
LEVO health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.06% | -0.12 pp |
| Delinquency Rate | 1.63% | +0.76 pp |
| Return on Assets | 0.61% | +0.10 pp |
| Member Growth | 5.06% | - |
| Loan-to-Share Ratio | 74.05% | -9.85 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $526.6M | - |
| 2025Q4 | $507.9M | 37,210 |
| 2024Q4 | $470.6M | 35,417 |
| 2023Q4 | $458.3M | 33,832 |
Credit Union Details
- Charter Number
- 60
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- South Dakota
- City
- Sioux Falls
- Data Quarter
- 2025Q4
Branch Locations (9)
LEVO operates 9 offices across 3 cities, spanning 3 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Administration Building (Main Office) | Sioux Falls, SD |
| Veterans Boulevard | Fargo, ND |
| Singing Hills | Sioux City, IA |
| Downtown | Sioux Falls, SD |
| Meadows | Sioux Falls, SD |
| Arrowhead | Sioux Falls, SD |
| South Cliff Branch | Sioux Falls, SD |
| AirGuard Branch | Sioux Falls, SD |
| South Louise Branch | Sioux Falls, SD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Dakota
Other federally-insured credit unions in South Dakota, closest first by peer group and asset size.
Other-state peers near LEVO
Two NCUA Call Report peer sets for LEVO, both outside South Dakota so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($507.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- LEVO ranks #1,127 of 4,374 nationally on financial health and #18 of 33 in SD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DAKOTALAND is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DAKOTALAND
- Rates and health both vary by institution, not just by state -- see how South Dakota credit unions compare overall before assuming this one is typical. South Dakota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is LEVO financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, LEVO carries a financial health score of 90/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,127 of 4,374; by total assets it ranks #742 of 4,374 nationally (same basis as /rankings/largest); and #3 of 33 within South Dakota. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 11.06% net worth ratio and a 1.63% delinquency rate.
How does LEVO compare to other credit unions?
90/100 is LEVO's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join LEVO?
LEVO operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact LEVO directly for the exact boundaries and application steps.
Is my money safe at LEVO?
Federal credit unions like LEVO are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LEVO's net worth ratio of 11.06% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does LEVO offer compared to banks?
Credit unions like LEVO are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact LEVO directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.