Federal credit union · Huron, South Dakota · NCUA charter #167
DAKOTALAND
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $719.9M
- Total assets
- 41,916
- Members
- 10.6%
- Net-worth ratio
DAKOTALAND scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $719.9M; members 41,916; net-worth ratio 10.61%; health rank #122 of 4,374; healthier than 97th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#122 of 4,374 health · 2025Q4DAKOTALAND · health 98/100 · $719.9M · 2025Q4
Call Report peers
DAKOTALAND in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DAKOTALAND vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DAKOTALAND sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for DAKOTALAND
- Delinquency Rate leads the peer set - 0.46% here, 0.87% peer average (-0.42 pp).
- Loan-to-Share Ratio trails the peer set - 76.08% here, 83.90% peer average (-7.82 pp).
South Dakota standing for DAKOTALAND
- Health composite ranks #2 of 33 among scored South Dakota credit unions.
- South Dakota assets place: #2 of 33.
- Member book place in South Dakota: #2 of 33.
- One place up in South Dakota, SENTINEL (#1) ties at 98/100; one place down, Northern Hills (#3) ties at 98/100.
Quarter path for DAKOTALAND
DAKOTALAND: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $719.9M (2025Q4) to $739.6M (2026Q1).
- Net-worth ratio shifted +0.07 pp (10.54% → 10.61%).
At 10.61%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 98/100 score is built
DAKOTALAND gives up 2 points in total. Member Growth costs the most, 2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.0 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.61% | -0.57 pp |
| Delinquency Rate | 0.46% | -0.42 pp |
| Return on Assets | 0.81% | +0.30 pp |
| Member Growth | 3.35% | - |
| Loan-to-Share Ratio | 76.08% | -7.82 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
DAKOTALAND filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $739.6M | - |
| 2025Q4 | $719.9M | 41,916 |
| 2024Q4 | $691.7M | 40,559 |
| 2023Q4 | $630.2M | 38,504 |
Credit Union Details
- Charter Number
- 167
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- South Dakota
- City
- Huron
- Data Quarter
- 2025Q4
Branch Locations (13)
Per its most recent NCUA branch filing, DAKOTALAND runs 13 offices in 10 different cities.
| Office | City |
|---|---|
| Administration Center (Main Office) | Huron, SD |
| Aberdeen Branch | Aberdeen, SD |
| Brookings Branch | Brookings, SD |
| De Smet Branch | De Smet, SD |
| Huron Main Branch | Huron, SD |
| Huron North Branch | Huron, SD |
| Huron South Branch | Huron, SD |
| Madison Branch | Madison, SD |
| Mitchell Branch | Mitchell, SD |
| Redfield Branch | Redfield, SD |
| Volga Branch | Volga, SD |
| Watertown Branch | Watertown, SD |
| Woonsocket Branch | Woonsocket, SD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Dakota
Other federally-insured credit unions in South Dakota, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- DAKOTALAND ranks #122 of 4,374 nationally on financial health and #2 of 33 in SD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LEVO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LEVO
Frequently Asked Questions
Is DAKOTALAND financially healthy?
On its 2025Q4 NCUA 5300 filing, DAKOTALAND scores 98/100 (Excellent), with a 10.61% net worth ratio and 0.46% of loans delinquent. It ranks #122 of 4,374 nationally on health and #2 of 33 in South Dakota.
How does DAKOTALAND compare to other credit unions?
DAKOTALAND scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.46% vs 0.87%). Its widest shortfall is loan-to-share ratio (76.08% vs 83.90%).
How can I join DAKOTALAND?
DAKOTALAND operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DAKOTALAND directly for the exact boundaries and application steps.
Is my money safe at DAKOTALAND?
DAKOTALAND is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DAKOTALAND's net worth ratio of 10.61% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.