Federal credit union · KANSAS CITY, Kansas · NCUA charter #5589
Kc Fairfax
Health score 57/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 57
- Health / 100
- $6.6M
- Total assets
- 1,794
- Members
- 9.5%
- Net-worth ratio
Kc Fairfax scores 57/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.6M; members 1,794; net-worth ratio 9.49%; health rank #4,140 of 4,374; healthier than 5th of scored peers.
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#4,140 of 4,374 health · 2025Q4Kc Fairfax · health 57/100 · $6.6M · 2025Q4
Call Report peers
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Kc Fairfax vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Kc Fairfax sits in 55-59 with 115 others.
57 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Kc Fairfax
- Delinquency Rate leads the peer set - 1.50% here, 1.81% peer average (-0.31 pp).
- Net Worth Ratio trails the peer set - 9.49% here, 19.06% peer average (-9.57 pp).
Kc Fairfax: in-state Call Report ranks
- Health composite ranks #58 of 61 among scored Kansas credit unions.
- Assets rank #47 of 61 inside Kansas ($6.6M reported).
- Membership ranks #43 of 61 among Kansas CUs with a reported count (1,794 members).
- One place up in Kansas, C & R (#57) scores 58/100, 1 point higher; one place down, Catholics United (#59) scores 52/100, 5 points lower.
Kc Fairfax Call Report trajectory
Kc Fairfax: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.2% from $6.6M (2025Q4) to $6.5M (2026Q1).
- Net-worth ratio shifted -0.37 pp (9.86% → 9.49%).
At 9.49%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 57/100 score is built
Kc Fairfax gives up 43 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio loses the least, 1.3.
- Net Worth Ratio 28.7 pts
- Delinquency Rate 16.3 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.0 pts
Kc Fairfax health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.49% | -9.57 pp |
| Delinquency Rate | 1.50% | -0.31 pp |
| Return on Assets | -1.39% | -1.84 pp |
| Member Growth | -10.26% | - |
| Loan-to-Share Ratio | 55.75% | -7.85 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Kc Fairfax quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.5M | - |
| 2025Q4 | $6.6M | 1,794 |
| 2024Q4 | $7.3M | 1,999 |
| 2023Q4 | $7.5M | 2,000 |
Credit Union Details
- Charter Number
- 5589
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Kansas
- City
- KANSAS CITY
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Kc Fairfax.
| Office | City |
|---|---|
| KC Fairfax Federal Credit Union (Main Office) | Kansas City, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
Other federally-insured credit unions in Kansas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Kc Fairfax ranks #4,140 of 4,374 nationally on financial health and #58 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Peoples Choice is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Peoples Choice
Frequently Asked Questions
Is Kc Fairfax financially healthy?
Kc Fairfax has a financial health score of 57/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,140 of 4,374 nationally on health and #58 of 61 in Kansas. Its net worth ratio is 9.49% and its delinquency rate 1.50%.
How does Kc Fairfax compare to other credit unions?
Kc Fairfax scores 57/100, higher than 5% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (1.50% vs 1.81%). Its widest shortfall is net worth ratio (9.49% vs 19.06%).
How can I join Kc Fairfax?
Kc Fairfax operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Kc Fairfax directly for the exact boundaries and application steps.
Is my money safe at Kc Fairfax?
Kc Fairfax is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kc Fairfax's net worth ratio of 9.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.