Federal credit union · PORTLAND, Maine · NCUA charter #640
Maine Media
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $6.6M
- Total assets
- 888
- Members
- 16.1%
- Net-worth ratio
Maine Media scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.6M; members 888; net-worth ratio 16.09%; health rank #1,917 of 4,374; healthier than 54th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,917 of 4,374 health · 2025Q4Maine Media · health 85/100 · $6.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Maine Media vs every NCUA-scored credit union
Maine Media sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Maine Media
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +16.41 pp (80.01% vs 63.60%).
- Net Worth Ratio trails the peer set - 16.09% here, 19.06% peer average (-2.97 pp).
Where Maine Media sits in Maine
- Maine health ordinal: #33 of 48.
- By total assets, Maine Media is #48 of 48 in Maine.
- Membership ranks #48 of 48 among Maine CUs with a reported count (888 members).
- One place up in Maine, FRANKLIN-SOMERSET (#32) scores 86/100, 1 point higher; one place down, Maine Savings (#34) ties at 85/100.
How Maine Media's 5300 filing moved
Maine Media: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $6.6M (2025Q4) to $6.7M (2026Q1).
- Net-worth ratio shifted -0.26 pp (16.35% → 16.09%).
16.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Maine Media gives up 15 points in total. Member Growth costs the most, 12.6 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.5 pts
- Return on Assets 15.0 pts
- Member Growth 2.4 pts
- Loan-to-Share Ratio 15.1 pts
Maine Media health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.09% | -2.97 pp |
| Delinquency Rate | 0.75% | -1.06 pp |
| Return on Assets | 0.84% | +0.39 pp |
| Member Growth | -3.69% | - |
| Loan-to-Share Ratio | 80.01% | +16.41 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.7M | - |
| 2025Q4 | $6.6M | 888 |
| 2024Q4 | $6.6M | 922 |
| 2023Q4 | $6.4M | 933 |
Credit Union Details
- Charter Number
- 640
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Maine
- City
- PORTLAND
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Maine Media runs 2 offices.
| Office | City |
|---|---|
| mmfcu (Main Office) | South Portland, ME |
| mmfcu | South Portland, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
A look at other Maine credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Maine Media
Using this data
- Maine Media ranks #1,917 of 4,374 nationally on financial health and #33 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Maine Solutions is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Maine Solutions
Frequently Asked Questions
Is Maine Media financially healthy?
Maine Media has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,917 of 4,374 nationally on health and #33 of 48 in Maine. Its net worth ratio is 16.09% and its delinquency rate 0.75%.
How does Maine Media compare to other credit unions?
Maine Media scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (80.01% vs 63.60%). Its widest shortfall is net worth ratio (16.09% vs 19.06%).
How can I join Maine Media?
Maine Media operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Maine Media directly for the exact boundaries and application steps.
Is my money safe at Maine Media?
Maine Media is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Maine Media's net worth ratio of 16.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.