State credit union · Dickinson, Texas · NCUA charter #67427
Galveston Government Employees
Health score 60/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 60
- Health / 100
- $7.0M
- Total assets
- 1,741
- Members
- 10.3%
- Net-worth ratio
Galveston Government Employees scores 60/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.0M; members 1,741; net-worth ratio 10.35%; health rank #4,065 of 4,374; healthier than 7th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,065 of 4,374 health · 2025Q4Galveston Government · health 60/100 · $7.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Galveston Government Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Galveston Government Employees sits in 60-64 with 179 others.
60 7th percentile higher than 7% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Galveston Government Employees: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +15.87 pp (79.47% vs 63.60%).
- Widest shortfall vs peers is Net Worth Ratio: -8.71 pp (10.35% vs 19.06%).
Galveston Government Employees in Texas
- Texas health ordinal: #361 of 386.
- By total assets, Galveston Government Employees is #327 of 386 in Texas.
- Membership ranks #269 of 386 among Texas CUs with a reported count (1,741 members).
- One place up in Texas, Pilgrim Cucc (#360) ties at 60/100; one place down, Union Square (#362) scores 59/100, 1 point lower.
How Galveston Government Employees's 5300 filing moved
Galveston Government Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.5% from $7.0M (2025Q4) to $6.9M (2026Q1).
- Net-worth ratio shifted -0.13 pp (10.48% → 10.35%).
At 10.35%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 60/100 score is built
Galveston Government Employees gives up 40 points in total. Delinquency Rate costs the most, 23.1 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 1.9 pts
- Return on Assets 11.0 pts
- Member Growth 1.7 pts
- Loan-to-Share Ratio 15.4 pts
Galveston Government Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.35% | -8.71 pp |
| Delinquency Rate | 3.69% | +1.88 pp |
| Return on Assets | 0.23% | -0.22 pp |
| Member Growth | -4.08% | - |
| Loan-to-Share Ratio | 79.47% | +15.87 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Galveston Government Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.9M | - |
| 2025Q4 | $7.0M | 1,741 |
| 2024Q4 | $7.8M | 1,815 |
| 2023Q4 | $7.1M | 1,884 |
Credit Union Details
- Charter Number
- 67427
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Dickinson
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Galveston Government Employees runs one office.
| Office | City |
|---|---|
| GGECU (Main Office) | La Marque, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
- VICTORIA CITY-COUNTY EMPLOYEESVictoria, TX · $2M–$10M86Health
- LIGHT COMMERCEHOUSTON, TX · $2M–$10M75Health
- ANDREWS SCHOOLAndrews, TX · $2M–$10M67Health
- HIGHWAY DISTRICT 19 EMPLOYEESATLANTA, TX · $2M–$10M81Health
- SHERWINPortland, TX · $2M–$10M80Health
Compare Galveston Government Employees vs VICTORIA CITY-COUNTY EMPLOYEES
Galveston Government Employees nationwide neighbourhoods
Similar health score
Using this data
- Galveston Government Employees ranks #4,065 of 4,374 nationally on financial health and #361 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Victoria City-County Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Victoria City-County Employees
Frequently Asked Questions
Is Galveston Government Employees financially healthy?
Galveston Government Employees has a financial health score of 60/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,065 of 4,374 nationally on health and #361 of 386 in Texas. Its net worth ratio is 10.35% and its delinquency rate 3.69%.
How does Galveston Government Employees compare to other credit unions?
Galveston Government Employees scores 60/100, higher than 7% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (79.47% vs 63.60%). Its widest shortfall is net worth ratio (10.35% vs 19.06%).
How can I join Galveston Government Employees?
Membership eligibility for Galveston Government Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Galveston Government Employees directly for current membership requirements and application steps.
Is my money safe at Galveston Government Employees?
Galveston Government Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Galveston Government Employees's net worth ratio of 10.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.