Federal credit union · Coxsackie, New York · NCUA charter #888
Coxsackie Correctional Emp.
Health score 60/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 60
- Health / 100
- $4.4M
- Total assets
- 537
- Members
- 28.9%
- Net-worth ratio
Coxsackie Correctional Emp. scores 60/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.4M; members 537; net-worth ratio 28.93%; health rank #4,041 of 4,374; healthier than 7th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,041 of 4,374 health · 2025Q4Coxsackie Correctional Emp. · health 60/100 · $4.4M · 2025Q4
- MEM 60/100
- RANK 28.9%
- PHOTO 8.16%
- BOOK 0.95%
- CHARTER $4.4M
- NCUSIF 537
- CAMELS #4,041/4,374
- HEALTH n/a
- NW 888
Call Report peers
Coxsackie Correctional Emp. carries $4.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Coxsackie Correctional Emp. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
60 7th percentile higher than 7% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Coxsackie Correctional Emp. - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #888 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Coxsackie Correctional Emp. vs $2M–$10M peers
- Largest favorable gap: Net Worth Ratio at 28.93% vs peer 19.06% (+9.87 pp).
- Largest lag: Delinquency Rate at 8.16% vs peer 1.81% (+6.35 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Coxsackie Correctional Emp.: in-state Call Report ranks
- In New York, health place is #243 of 272 on the same NCUA-ratio sort used nationally.
- Assets rank #232 of 272 inside New York ($4.4M reported).
- Member book place in New York: #235 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Coxsackie Correctional Emp.: 2025Q4 → 2026Q1
Coxsackie Correctional Emp.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.1% from $4.4M (2025Q4) to $4.4M (2026Q1).
- Net-worth ratio shifted -0.55 pp (29.48% → 28.93%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 28.93% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 60/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 60.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Coxsackie Correctional Emp.
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 28.93% | +9.87 pp |
| Delinquency Rate | 8.16% | +6.35 pp |
| Return on Assets | 0.95% | +0.50 pp |
| Member Growth | -12.25% | - |
| Loan-to-Share Ratio | 70.19% | +6.59 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Coxsackie Correctional Emp.
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.4M | - |
| 2025Q4 | $4.4M | 537 |
| 2024Q4 | $4.3M | 612 |
| 2023Q4 | $4.3M | 616 |
Credit Union Details
- Charter Number
- 888
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- New York
- City
- Coxsackie
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Coxsackie Correctional Emp. runs 2 offices.
| Office | City |
|---|---|
| COXSACKIE CORRECTIONAL EMPLOYEES FEDERAL CREDIT UNION (Main Office) | COXSACKIE, NY |
| COXSACKIE CORRECTIONAL FACILITY | COXSACKIE, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
- NEW COVENANT DOMINIONBronx, NY · $2M–$10M74Health
- UPSTATE TELCOGloversville, NY · $2M–$10M76Health
- TRI-COUNTYDelevan, NY · $2M–$10M82Health
- TROYTROY, NY · $2M–$10M95Health
- EMPIRT 207new york, NY · $2M–$10M71Health
Compare Coxsackie Correctional Emp. vs NEW COVENANT DOMINION
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Coxsackie Correctional Emp., both outside New York so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (60/100 here).
Using this data
- Coxsackie Correctional Emp. ranks #4,041 of 4,374 nationally on financial health and #243 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Covenant Dominion is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Covenant Dominion
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Coxsackie Correctional Emp. financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Coxsackie Correctional Emp. carries a financial health score of 60/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #4,041 of 4,374; by total assets it ranks #3,939 of 4,374 nationally (same basis as /rankings/largest); and #232 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 28.93% net worth ratio and a 8.16% delinquency rate.
How does Coxsackie Correctional Emp. compare to other credit unions?
Five weighted metrics from NCUA filings produce Coxsackie Correctional Emp.'s 60/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Coxsackie Correctional Emp.?
Coxsackie Correctional Emp. carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Coxsackie Correctional Emp. directly to confirm current membership steps.
Is my money safe at Coxsackie Correctional Emp.?
Federal credit unions like Coxsackie Correctional Emp. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Coxsackie Correctional Emp.'s net worth ratio of 28.93% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Coxsackie Correctional Emp. offer compared to banks?
Credit unions like Coxsackie Correctional Emp. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Coxsackie Correctional Emp. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.