Federal credit union · Bronx, New York · NCUA charter #24784
New Covenant Dominion
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $4.5M
- Total assets
- 644
- Members
- 29.4%
- Net-worth ratio
New Covenant Dominion scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.5M; members 644; net-worth ratio 29.36%; health rank #3,309 of 4,374; healthier than 23rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,309 of 4,374 health · 2025Q4New Covenant Dominion · health 74/100 · $4.5M · 2025Q4
- RANK 74/100
- PHOTO 29.4%
- BOOK 10.91%
- CHARTER 9.97%
- NCUSIF $4.5M
- CAMELS 644
- HEALTH #3,309/4,374
- NW n/a
- DELQ 24784
Call Report peers
New Covenant Dominion carries $4.5M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Covenant Dominion vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New Covenant Dominion - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #24784, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where New Covenant Dominion diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +28.03 pp (91.63% vs 63.60%).
- Delinquency Rate trails the peer set - 10.91% here, 1.81% peer average (+9.10 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New York standing for New Covenant Dominion
- Health composite ranks #187 of 272 among scored New York credit unions.
- Assets rank #231 of 272 inside New York ($4.5M reported).
- Membership ranks #229 of 272 among New York CUs with a reported count (644 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
New Covenant Dominion Call Report trajectory
New Covenant Dominion: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.8% from $4.5M (2025Q4) to $4.8M (2026Q1).
- Net-worth ratio shifted -1.44 pp (30.80% → 29.36%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
29.36% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 74/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 74.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.5 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.36% | +10.30 pp |
| Delinquency Rate | 10.91% | +9.10 pp |
| Return on Assets | 9.97% | +9.52 pp |
| Member Growth | 4.55% | - |
| Loan-to-Share Ratio | 91.63% | +28.03 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - New Covenant Dominion
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.8M | - |
| 2025Q4 | $4.5M | 644 |
| 2024Q4 | $4.6M | 616 |
| 2023Q4 | $3.5M | 539 |
Credit Union Details
- Charter Number
- 24784
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $2M–$10M
- State
- New York
- City
- Bronx
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, New Covenant Dominion runs one office.
| Office | City |
|---|---|
| New Covenant Dominion Federal Credit Union (Main Office) | Bronx, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
- COXSACKIE CORRECTIONAL EMP.Coxsackie, NY · $2M–$10M60Health
- TRI-COUNTYDelevan, NY · $2M–$10M82Health
- UPSTATE TELCOGloversville, NY · $2M–$10M76Health
- TROYTROY, NY · $2M–$10M95Health
- EMPIRT 207new york, NY · $2M–$10M71Health
Compare New Covenant Dominion vs COXSACKIE CORRECTIONAL EMP.
New Covenant Dominion nationwide neighbourhoods
Cross-state asset and health neighbours for New Covenant Dominion - kept outside New York; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (74/100 here).
Using this data
- New Covenant Dominion ranks #3,309 of 4,374 nationally on financial health and #187 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Coxsackie Correctional Emp. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Coxsackie Correctional Emp.
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New Covenant Dominion financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, New Covenant Dominion carries a financial health score of 74/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,309 of 4,374; by total assets it ranks #3,930 of 4,374 nationally (same basis as /rankings/largest); and #231 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 29.36% net worth ratio and a 10.91% delinquency rate.
How does New Covenant Dominion compare to other credit unions?
New Covenant Dominion scores 74/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New Covenant Dominion?
New Covenant Dominion operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New Covenant Dominion directly for the exact boundaries and application steps.
Is my money safe at New Covenant Dominion?
Federal credit unions like New Covenant Dominion are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Covenant Dominion's net worth ratio of 29.36% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New Covenant Dominion offer compared to banks?
Credit unions like New Covenant Dominion are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New Covenant Dominion directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.