Federal credit union · Canton, Ohio · NCUA charter #19430
Teamsters Local 92
Health score 26/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 26
- Health / 100
- $1.7M
- Total assets
- 518
- Members
- -17.4%
- Net-worth ratio
Teamsters Local 92 scores 26/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.7M; members 518; net-worth ratio -17.42%; health rank #4,371 of 4,374; healthier than 0th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,371 of 4,374 health · 2025Q4Teamsters Local 92 · health 26/100 · $1.7M · 2025Q4
- BOOK 26/100
- CHARTER -17.4%
- NCUSIF 2.27%
- CAMELS -0.72%
- HEALTH $1.7M
- NW 518
- DELQ #4,371/4,374
- ROA n/a
- ASSETS 19430
Call Report peers
Teamsters Local 92 carries $1.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Teamsters Local 92 vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
26 0th percentile in the bottom 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Teamsters Local 92 - Share Insurance Coverage
Charter #19430's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Teamsters Local 92
- Loan-to-Share Ratio leads the peer set - 72.57% here, 52.70% peer average (+19.87 pp).
- Largest lag: Net Worth Ratio at -17.42% vs peer 22.93% (-40.35 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Teamsters Local 92 in Ohio
- In Ohio, health place is #196 of 196 on the same NCUA-ratio sort used nationally.
- Assets rank #188 of 196 inside Ohio ($1.7M reported).
- Membership ranks #186 of 196 among Ohio CUs with a reported count (518 members).
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Teamsters Local 92
Teamsters Local 92: total assets by quarter
3 Call Report filings on this page's own vintage chain
- Assets moved -33.4% from $2.6M (2024Q4) to $1.7M (2025Q4).
- Membership moved -6.2% from 552 to 518 over the same window.
- Net-worth ratio shifted -26.12 pp (8.70% → -17.42%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This institution's -17.42% net worth ratio sits below the NCUA's 7.0% well-capitalized threshold.
How the 26/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 26.
- Net Worth Ratio 0.0 pts
- Delinquency Rate 10.8 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.2 pts
Teamsters Local 92 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | -17.42% | -40.35 pp |
| Delinquency Rate | 2.27% | -2.21 pp |
| Return on Assets | -0.72% | -0.94 pp |
| Member Growth | -6.16% | - |
| Loan-to-Share Ratio | 72.57% | +19.87 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Teamsters Local 92 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $1.7M | 518 |
| 2024Q4 | $2.6M | 552 |
| 2023Q4 | $2.7M | 550 |
Credit Union Details
- Charter Number
- 19430
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Under $2M
- State
- Ohio
- City
- Canton
- Data Quarter
- 2025Q4
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Teamsters Local 92's nationwide photo peers by assets and by health score, excluding Ohio charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (26/100 here).
Using this data
- Teamsters Local 92 ranks #4,371 of 4,374 nationally on financial health and #196 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 540 I.B.E.W. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 540 I.B.E.W.
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Teamsters Local 92 financially healthy?
A -17.42% net worth ratio and a 2.27% delinquency rate feed into Teamsters Local 92's financial health score of 26/100 (Weak), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,371 of 4,374; by total assets it ranks #4,166 of 4,374 nationally (same basis as /rankings/largest); and #188 of 196 within Ohio. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Teamsters Local 92 compare to other credit unions?
PlainCU's health composite puts Teamsters Local 92 at 26/100, compared to a peer group average for Under $2M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Teamsters Local 92?
Teamsters Local 92 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Teamsters Local 92 directly for the exact boundaries and application steps.
Is my money safe at Teamsters Local 92?
Federal credit unions like Teamsters Local 92 are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Teamsters Local 92's net worth ratio of -17.42% is relative to the 7% threshold NCUA considers "well capitalized."
What rates does Teamsters Local 92 offer compared to banks?
Credit unions like Teamsters Local 92 are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Teamsters Local 92 directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.